South Bend, IN · Houses & Market Data

South Bend, Indiana houses and real estate market data.

Houses in South Bend, IN (St. Joseph County) — Census median home value $124,500, county listing prices up about 6.4% over the past year. Market data for South Bend houses and the broader area.

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South Bend, IN is in St. Joseph County, Indiana — this guide covers houses in South Bend and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 102,866, with a median household income of $52,512. Census data puts South Bend houses at a median value of $124,500 (all owner-occupied homes); St. Joseph County's current median listing price runs $315,975, up about 6.4% over the past year.

Info from government sites and builders may have provided source info.

Market overview

South Bend housing market

South Bend is in St. Joseph County, Indiana. Manifest Census and county price-trend data provide baseline context for houses in South Bend and the surrounding county market.

Median home value (Census ACS)

$124,500

Population (Census ACS)

102,866

Median household income

$52,512

County price trend (2025)

3.82% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

South Bend market snapshot

Population

102,866

County

St. Joseph County

Median Household Income

$52,512

Median Home Value (city)

$124,500

Median Listing Price (St. Joseph County)

$315,975

Median Gross Rent

$1,000/mo

Price Trend (YoY)

+6.4%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why South Bend

What makes South Bend different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts South Bend's median home value — across all owner-occupied homes, not just recent sales — at $124,500. Separately, St. Joseph County's current median listing price (via Realtor.com data, 2026-06-01) runs $315,975. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

St. Joseph County's FHFA house price index shows a 3.82% annual change in 2025.

Population & Income

South Bend has an estimated population of 102,866 and a median household income of $52,512, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

South Bend's Census-reported median home value works out to about 2.4x the area's median household income, and median gross rent runs roughly 23% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around South Bend

County guide: St. Joseph County — cities, market context, and local resources for the county that includes South Bend.

USAHouses.com also helps visitors looking in nearby St. Joseph County and other Indiana communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Notre Dame, Roseland, Ardmore, Indian Village, Gilmer Park, Mishawaka, Chain-O-Lakes, Granger, Osceola, Lakeville, Wyatt, New Carlisle, North Liberty, Walkerton.

More Indiana cities with market guides: Fort Wayne, Evansville, Fishers, Carmel, Bloomington, Hammond, Noblesville, Lafayette.

Adjacent-county Census places with USAHouses.com pages: Hudson Lake (~14.7 mi), La Paz (~15.4 mi), Teegarden (~15.7 mi), Elkhart (~15.9 mi), Simonton Lake (~16.3 mi), Fish Lake (~16.5 mi), Wakarusa (~16.6 mi), Bremen (~16.9 mi), Saugany Lake (~17.0 mi), Lake of the Woods (~17.7 mi), Dunlap (~18.1 mi), Rolling Prairie (~18.1 mi), Stillwell (~19.2 mi), Tyner (~19.7 mi), Koontz Lake (~21.2 mi), Nappanee (~21.3 mi).

New construction: New homes near South Bend (Indianapolis) · Indiana new construction.

Census & home facts

South Bend data from published sources

Population (ACS 2023)

102,866

Median home value (ACS 2023)

$124,500

Median household income (ACS 2023)

$52,512

Median gross rent (ACS 2023)

$1,000

County FHFA annual change (2025)

3.82%

County median listing price (FRED/Realtor.com) (2026-06-01)

$315,975

Census place type

city

County

St. Joseph County

Land area (Census Gazetteer 2024)

41.90 sq mi

Census GEOID

1871000

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in South Bend

Schools

South Bend Community School Corp — 31 schools, 15,444 students enrolled, per the U.S. Department of Education's Common Core of Data. St. Joseph addresses may be served by South Bend Community School Corp, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

South Bend FAQ

What are houses worth in South Bend, IN?

The Census Bureau's American Community Survey puts the median value of houses in South Bend at $124,500. St. Joseph County's current median listing price runs $315,975, up about 6.4% over the past year.

How much do houses cost in South Bend, IN?

For owner-occupied houses in South Bend, Census ACS data shows a median value of $124,500. Active listing prices in St. Joseph County may differ — see the market snapshot above.

What types of houses are in South Bend, IN?

South Bend houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding St. Joseph County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of South Bend, IN?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts South Bend's population at approximately 102,866.

What's the median rent in South Bend, IN?

The Census ACS estimates median gross rent in South Bend at approximately $1,000 per month.

What is the median household income in South Bend, IN?

Census ACS data puts the median household income in South Bend at approximately $52,512.

Is the South Bend housing market growing?

St. Joseph County's FHFA house price index shows a 3.82% annual change in 2025.

Is South Bend, IN affordable relative to income?

Census ACS data puts South Bend's median home value at about 2.4 times the median household income, with median gross rent equal to roughly 23% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves South Bend, IN?

Manifest and public school-directory data suggest South Bend Community School Corp for many South Bend addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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New-home communities in South Bend, Indiana

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