Disclosures & Compliance

Disclosures & Compliance, Fair Housing and staying compliant with all federal, state and local laws is how USAHouses.com operates as a nationwide real estate platform.

While providing housing information, tools, and referral services, we do the best we can and operate safely to reduce risk and avoid violations.

USAHouses.com is not a Multiple Listing Service (MLS) and does not guarantee the accuracy or completeness of listing data.

Where required, USAHouses.com may connect users with licensed real estate professionals. Any brokerage relationships, commissions, or compensation are disclosed in accordance with applicable laws.

Scott Brown is a licensed real estate broker affiliated with eXp Realty and is properly disclosed where required.

Florida License: #3641772
California License: #01956840
Missouri License: #2021012672

USAHouses.com complies with applicable federal, state, and local real estate, advertising, and consumer protection laws. While Scott Brown is a licensed broker, USAHouses.com is an independent real estate platform and does not provide legal, tax, or investment advice regarding digital assets or any other assets not covered under real estate licensing.

Nothing on this website should be interpreted as a solicitation where prohibited by law. USA Houses are the main focus which includes real estate of all kinds, whether it is houses, condos, townhomes, apartments, mansions, castles or any other homes mostly but might just be raw, vacant land too. In addition to homes and related real estate, there could be links on our site to also fin other related items that might fit well with USA houses.

Affiliate & Advertising Disclosure

USAHouses.com participates in various affiliate marketing programs and partnerships. This means we may earn a commission, referral fee, or compensation (such as Bitcoin, account credits, or referral bonuses) when you click on, sign up, or make a purchase through links on our site—including, but not limited to, Amazon Associates, Coinbase, Powur Energy and others.
These commissions are earned at absolutely no additional cost to you and, in many cases, provide you with exclusive user-only bonuses. We only recommend products or services that we believe provide genuine value to our users. Earning these commissions does not violate RESPA, as they pertain to general consumer services or digital asset platforms and are not “kickbacks” for real estate settlement services.

Fair Housing Declaration

Scott Brown and USAHouses.com fully support the principles of the Fair Housing Act and the Equal Opportunity Act. We are committed to providing equal professional service without regard to race, color, religion, sex, handicap, familial status, national origin, or any other protected class. We are completely against discrimination. If any agent or partner within our network gives you reason to believe they are not adhering to these principles contact us directly by filling out this form below:

To learn more about fair housing laws go to the following US HUD Government link: FAIR HOUSING LAWS by HUD aka the U.S. Department of Housing and Urban Development

No Legal or Financial Advice

The content provided on USAHouses.com is for general informational and educational purposes only. While Scott Brown is a licensed real estate broker, the information on this website does not constitute legal, financial, tax, or professional investment advice. Always consult with a qualified attorney, CPA, or financial advisor regarding your specific situation before making any real estate decisions.

Real Estate Professionals, Standards and Ethics

At USAHouses.com, we prioritize transparency in how we vet the professionals in our network. It is important for consumers to understand the distinctions between industry titles, the legal hierarchy of a transaction, and the standards these experts uphold.

The Hierarchy: Brokers vs. Agents

It is a common misconception that all licensed professionals operate independently. In reality, the industry functions on a two-tier system:

Real Estate Broker: A professional who has completed advanced education and experience requirements to be licensed to own or manage a real estate firm. Legally, the Broker is the “principal” in a transaction.
Real Estate Agent: A licensed professional who is authorized to conduct real estate transactions but cannot work on their own. By law, an agent must “hang their license” under a managing Broker who is responsible for supervising their actions and ensuring compliance.

Who is your contract with? When you sign a listing agreement or a buyer representation agreement, your legal contract is technically with the Brokerage firm, not the individual agent. While your agent is your primary point of contact and representative, they are acting as a legal extension of their Broker.

REALTOR® Status & Professional Choice

A REALTOR® is a broker or agent who has chosen to join the National Association of REALTORS® (NAR). This involves paying annual dues and pledging to abide by a specific, mandatory Code of Ethics.

While most residential practitioners join NAR to access localized tools, many elite professionals—particularly in Commercial Real Estate—choose not to maintain an NAR membership. At USAHouses.com, we work with both REALTORS® and non-member licensed professionals. Choosing a non-member agent is not a reflection of their skill; it simply means they have opted not to participate in the NAR’s private organizational structure. Regardless of membership status, every professional we recommend is a state-licensed expert dedicated to high-level service.

The REALTOR® Ethical Gold Standard

When you work with a REALTOR® in our network, you are protected by a voluntary commitment to a higher standard of conduct, which includes:

Fiduciary Duty: A REALTOR® is ethically and legally bound to put your interests above their own.
Honesty in Marketing: All property data must be truthful, without “bait and switch” tactics.
Professional Competence: A commitment to fair dealings with all parties in a transaction.

For a deeper look at these standards, you can View the Official NAR Code of Ethics & Governing Documents.

Real Estate Commissions & Industry Updates For Disclosures and Compliance

Following recent national real estate industry changes (including the 2024 NAR settlement), the structure of real estate agent compensation has evolved. Offers of compensation to buyer’s agents are no longer permitted to be displayed on the Multiple Listing Service (MLS).

(Site-Wide Policy Override in case old data existed)

The real estate industry has undergone significant regulatory changes, notably including the 2024 National Association of Realtors (NAR) settlement. USAHouses.com strictly adheres to all updated federal and state compliance standards. Please note that this section serves as our official site-wide policy and explicitly supersedes any historical articles, state guides, or legacy blog posts on this platform that may reference past commission structures, “typical” fees, or specific percentage rates.

Commissions Are Always Negotiable Real estate broker commissions and agent compensation are not set by any state or federal law, are never standardized, and are always fully negotiable between the consumer and their chosen real estate professional. Furthermore, offers of compensation to a buyer’s agent are no longer permitted to be displayed on any Multiple Listing Service (MLS). This should be something Agents and Brokers go over with you for their own compliance and these disclosures should always be explained to you.

For Buyers: Industry regulations now require real estate agents and brokers to secure a signed, written buyer representation agreement before touring any properties with you. This required agreement will clearly outline your agent’s negotiated compensation. While buyers are responsible for compensating their own representative, these costs do not always have to be paid entirely out-of-pocket. A common and highly effective strategy is having your agent negotiate a “seller concession” or “closing cost credit” directly into your purchase offer, requesting the seller to cover these broker fees at the closing table. Please remember that your negotiated broker compensation is entirely separate from third-party transaction closing costs (such as loan origination, appraisal, title, and escrow fees).

For Sellers: When listing a property, your total broker compensation is fully negotiable. While sellers are never obligated to offer compensation to a buyer’s representative, you do have the option to offer “seller concessions” to help cover a buyer’s closing costs and agent fees. In today’s evolving market, offering a concession can be a highly strategic marketing tool to attract fully qualified buyers who are actively managing their own representation costs.

Always Consult a Local Expert: USAHouses.com strongly recommends that all buyers and sellers thoroughly discuss current commission structures, local market customs, and financial negotiation strategies directly with a locally licensed real estate professional before signing any representation agreement or entering into a real estate transaction.

Ready to Find Your Next Home?

Transparency, ethics, and compliance are the foundation of USAHouses.com. Now that you know we hold our nationwide network to the highest industry standards, it is time to find your perfect property. Whether you are looking for a luxury estate, a new construction build, or your very first home, our platform gives you direct access to premium listings across the country. Browse active inventory and let our licensed experts go to work for you. Search USA Houses For Sale Now

Thinking About Selling Your Property?

Maximize your home’s value by leveraging a massive national and international network. When you list with our trusted eXp Realty partners, your property doesn’t just sit on a local MLS—it gets aggressive, nationwide exposure to qualified buyers and investors. Connect with our team today to get a comprehensive market analysis and discover exactly what your home is worth in today’s market. Get Your Free Home Valuation & Selling Plan