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Advertise here →Stillwater, OK · Houses & Market Data
Stillwater, Oklahoma houses and real estate market data.
Houses in Stillwater, OK (Payne County) — Census median home value $230,900, county listing prices down about 15.0% over the past year. Market data for Stillwater houses and the broader area.
Stillwater, OK is in Payne County, Oklahoma — this guide covers houses in Stillwater and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 48,818, with a median household income of $42,015. Census data puts Stillwater houses at a median value of $230,900 (all owner-occupied homes); Payne County's current median listing price runs $295,339, down about 15.0% over the past year.
Market overview
Stillwater housing market
Stillwater is in Payne County, Oklahoma. Manifest Census and county price-trend data provide baseline context for houses in Stillwater and the surrounding county market.
Median home value (Census ACS)
$230,900
Population (Census ACS)
48,818
Median household income
$42,015
County price trend (2025)
5.66% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Stillwater market snapshot
Population
48,818
Median Household Income
$42,015
Median Home Value (city)
$230,900
Median Listing Price (Payne County)
$295,339
Median Gross Rent
$944/mo
Price Trend (YoY)
-15.0%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗
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What makes Stillwater different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Stillwater's median home value — across all owner-occupied homes, not just recent sales — at $230,900. Separately, Payne County's current median listing price (via Realtor.com data, 2026-06-01) runs $295,339. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Payne County's FHFA house price index shows a 5.66% annual change in 2025.
Population & Income
Stillwater has an estimated population of 48,818 and a median household income of $42,015, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Stillwater's Census-reported median home value works out to about 5.5x the area's median household income, and median gross rent runs roughly 27% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Stillwater
USAHouses.com also helps visitors looking in nearby Payne County and other Oklahoma communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Cushing, Perkins.
More Oklahoma cities with market guides: Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid.
Tulsa market data
Same-state city guide
Norman market data
Same-state city guide
Broken Arrow market data
Same-state city guide
Edmond market data
Same-state city guide
Lawton market data
Same-state city guide
Moore market data
Same-state city guide
Midwest City market data
Same-state city guide
Enid market data
Same-state city guide
New construction: New homes near Stillwater (Oklahoma City) · New homes near Stillwater (Tulsa) · Oklahoma new construction.
Local life
Life in Stillwater
Schools
STILLWATER — 9 schools, 6,146 students enrolled, per the U.S. Department of Education's Common Core of Data. Payne addresses may be served by STILLWATER, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Stillwater FAQ
What are houses worth in Stillwater, OK?
The Census Bureau's American Community Survey puts the median value of houses in Stillwater at $230,900. Payne County's current median listing price runs $295,339, down about 15.0% over the past year.
How much do houses cost in Stillwater, OK?
For owner-occupied houses in Stillwater, Census ACS data shows a median value of $230,900. Active listing prices in Payne County may differ — see the market snapshot above.
What types of houses are in Stillwater, OK?
Stillwater houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Payne County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Stillwater, OK?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Stillwater's population at approximately 48,818.
What's the median rent in Stillwater, OK?
The Census ACS estimates median gross rent in Stillwater at approximately $944 per month.
What is the median household income in Stillwater, OK?
Census ACS data puts the median household income in Stillwater at approximately $42,015.
Is the Stillwater housing market growing?
Payne County's FHFA house price index shows a 5.66% annual change in 2025.
Is Stillwater, OK affordable relative to income?
Census ACS data puts Stillwater's median home value at about 5.5 times the median household income, with median gross rent equal to roughly 27% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Stillwater, OK?
Manifest and public school-directory data suggest STILLWATER for many Stillwater addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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