Open
Local agent spot
This featured-agent spot is open for a licensed local real estate professional in Illinois.
Advertise here →Elgin, IL · Houses & Market Data
Elgin, Illinois houses and real estate market data.
Houses in Elgin, IL (Kane County) — Census median home value $252,400, county listing prices up about 2.2% over the past year. Market data for Elgin houses and the broader area.
FEATURED LISTING: WATERFRONT LAKE HOME FOR SALE
Clearlake Oaks Canal-Front Oasis
$425,000 • 3 Beds • 2 Baths • 1,204 Sq Ft
554 Keys, Clearlake Oaks, CA 95423
Luxury Living Lake Lifestyle – Deep Water Access to Clear Lake: PAID-OFF SOLAR • 10-Ft Concrete Seawall • Double Boat Lifts & Private Dock • Hot Tub • Mini-Split HVAC • Close to SF Bay / Wine Country • Cleanest Air in America (Lake County CA) • Spacious Patio and Deck • Open Floor Plan • RV/Boat Parking • Want the Boats? • Make Offer ASAP This Lake Home For Sale in California won't last!
*Listed by Scott Brown, eXp Realty of California, Inc. DRE #01956840. Inquiries delivered directly to listing agent. Search.USAHouses.com*
Contact Agent Direct:
Scott Brown - eXp Realty
Scott@USAHouses.com
Call/Text (707) 474-8855
Click Anywhere on Ad for More Info / Listing Page
Elgin, IL is in Kane County, Illinois — this guide covers houses in Elgin and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 114,106, with a median household income of $88,316. Census data puts Elgin houses at a median value of $252,400 (all owner-occupied homes); Kane County's current median listing price runs $454,694, up about 2.2% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Elgin housing market
Elgin is in Kane County, Illinois. Manifest Census and county price-trend data provide baseline context for houses in Elgin and the surrounding county market.
Median home value (Census ACS)
$252,400
Population (Census ACS)
114,106
Median household income
$88,316
County price trend (2025)
5.75% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Elgin market snapshot
Population
114,106
County
Kane County
Median Household Income
$88,316
Median Home Value (city)
$252,400
Median Listing Price (Kane County)
$454,694
Median Gross Rent
$1,260/mo
Price Trend (YoY)
+2.2%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
Local resources
Get help buying or selling in Elgin
What can I afford?
Estimate a comfortable price range in under a minute, then connect with a lender for real numbers.
Rough estimate only (28% of income toward housing, ~6.5% illustrative rate, 30-year term) — not a loan offer or pre-qualification. Connect with a lender for real numbers →
Open
Advertise to local buyers
Lenders, inspectors, movers, and other local pros — this spot is open.
Advertise here →Why Elgin
What makes Elgin different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Elgin's median home value — across all owner-occupied homes, not just recent sales — at $252,400. Separately, Kane County's current median listing price (via Realtor.com data, 2026-06-01) runs $454,694. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Kane County's FHFA house price index shows a 5.75% annual change in 2025.
Population & Income
Elgin has an estimated population of 114,106 and a median household income of $88,316, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Elgin's Census-reported median home value works out to about 2.9x the area's median household income, and median gross rent runs roughly 17% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Elgin
County guide: Kane County — cities, market context, and local resources for the county that includes Elgin.
USAHouses.com also helps visitors looking in nearby Kane County and other Illinois communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include East Dundee, Streamwood, South Barrington, Bartlett, Barrington Hills, Hoffman Estates, Hanover Park, Schaumburg, Inverness, Barrington, Roselle, Deer Park, Palatine, Rolling Meadows, Elk Grove Village, Arlington Heights.
East Dundee market data
Nearby city · ~5.7 mi
Streamwood market data
Nearby city · ~7.7 mi
South Barrington market data
Nearby city · ~9.3 mi
Bartlett market data
Nearby city · ~9.3 mi
Barrington Hills market data
Nearby city · ~9.3 mi
Hoffman Estates market data
Nearby city · ~9.4 mi
Hanover Park market data
Nearby city · ~10.2 mi
Schaumburg market data
Nearby city · ~12.4 mi
Inverness market data
Nearby city · ~12.7 mi
Barrington market data
Nearby city · ~12.8 mi
Roselle market data
Nearby city · ~13.0 mi
Deer Park market data
Nearby city · ~15.1 mi
Palatine market data
Nearby city · ~15.4 mi
Rolling Meadows market data
Nearby city · ~15.6 mi
Elk Grove Village market data
Nearby city · ~17.2 mi
Arlington Heights market data
Nearby city · ~18.1 mi
More Illinois cities with market guides: Joliet, Naperville, Rockford, Springfield, Peoria, Waukegan, Champaign, Cicero.
Joliet market data
Same-state city guide
Naperville market data
Same-state city guide
Rockford market data
Same-state city guide
Springfield market data
Same-state city guide
Peoria market data
Same-state city guide
Waukegan market data
Same-state city guide
Champaign market data
Same-state city guide
Cicero market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: South Elgin (~3.4 mi), Sleepy Hollow (~3.6 mi), West Dundee (~4.5 mi), Gilberts (~5.4 mi), Carpentersville (~6.0 mi), Pingree Grove (~6.4 mi), Wayne (~7.3 mi), Campton Hills (~7.7 mi), St. Charles (~8.3 mi), Algonquin (~8.3 mi), Lily Lake (~9.4 mi), Huntley (~10.1 mi), Hampshire (~10.6 mi), Geneva (~10.8 mi), West Chicago (~11.3 mi), Virgil (~11.9 mi).
New construction: New homes near Elgin (Chicago) · Illinois new construction.
Census & home facts
Elgin data from published sources
Population (ACS 2023)
114,106
Median home value (ACS 2023)
$252,400
Median household income (ACS 2023)
$88,316
Median gross rent (ACS 2023)
$1,260
County FHFA annual change (2025)
5.52%
County median listing price (FRED/Realtor.com) (2026-06-01)
$352,450
Census place type
city
County
Cook County
Land area (Census Gazetteer 2024)
38.17 sq mi
Census GEOID
1723074
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Elgin
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Waterford ↗
Lennar · Elgin, Illinois · ~2.2 mi · from $556,990
West Point Gardens ↗
D.R. Horton · Elgin, Illinois · ~2.5 mi · from $539,990
Realty Systems Inc ↗
Champion Homes · Elgin, Illinois · ~3.1 mi
Ashbury ↗
Lennar · South Elgin, Illinois · ~3.5 mi · from $406,990
Tartans Creek ↗
Pulte · West Dundee, Illinois · ~4.4 mi
Local life
Life in Elgin
Schools
SD U-46 — 58 schools, 35,082 students enrolled, per the U.S. Department of Education's Common Core of Data. Kane addresses may be served by SD U-46, but attendance zones vary by street — confirm assigned schools with the district before making a move.
Reach Elgin buyers
Builders: feature your communities in front of Elgin buyers — learn about advertising ↗
Want to own this market? Ask about our Elgin domains — see available domains ↗
Common questions
Elgin FAQ
What are houses worth in Elgin, IL?
The Census Bureau's American Community Survey puts the median value of houses in Elgin at $252,400. Kane County's current median listing price runs $454,694, up about 2.2% over the past year.
How much do houses cost in Elgin, IL?
For owner-occupied houses in Elgin, Census ACS data shows a median value of $252,400. Active listing prices in Kane County may differ — see the market snapshot above.
What types of houses are in Elgin, IL?
Elgin houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Kane County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Elgin, IL?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Elgin's population at approximately 114,106.
What's the median rent in Elgin, IL?
The Census ACS estimates median gross rent in Elgin at approximately $1,260 per month.
What is the median household income in Elgin, IL?
Census ACS data puts the median household income in Elgin at approximately $88,316.
Is the Elgin housing market growing?
Kane County's FHFA house price index shows a 5.75% annual change in 2025.
Is Elgin, IL affordable relative to income?
Census ACS data puts Elgin's median home value at about 2.9 times the median household income, with median gross rent equal to roughly 17% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Elgin, IL?
Manifest and public school-directory data suggest SD U-46 for many Elgin addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
Search Elgin
Look up homes in Elgin
Search USAHouses.com places, or open verified new construction on NewUSAHouses.com.
New construction in Illinois ↗Get connected
Find your Elgin new home
Prices, availability, and incentives change weekly and don't always make it onto this page. Tell us your area, budget, and timeline and we'll point you to communities that fit — including options we track but haven't published here yet.
Get connected in ElginExplore more
Where to go next
Get the Elgin market guide
Tell us what you're looking for — buy, sell, both, invest, rent, or you're an agent, builder, vendor, or advertiser. Include where you want to buy or sell and your address if relevant, and we'll route you to the right resource.
Buyer · Seller · Both · Investor · Renter · Agent/Broker · New Home Builder · Vendor/Service Pro · Advertiser · Other
