Swartz Creek, MI · Market Data

Swartz Creek, Michigan real estate market data.

Real estate market data for Swartz Creek, MI (Genesee County) — Census median home value $168,900, county listing prices up about 15.0% over the past year.

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Swartz Creek, MI is in Genesee County, Michigan — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 5,856, with a median household income of $73,862. Census data puts Swartz Creek's median home value at $168,900 (all owner-occupied homes); Genesee County's current median listing price runs $222,500, up about 15.0% over the past year.

At a glance

Swartz Creek market snapshot

Population

5,856

Median Household Income

$73,862

Median Home Value (city)

$168,900

Median Listing Price (Genesee County)

$222,500

Median Gross Rent

$995/mo

Price Trend (YoY)

+15.0%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗

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Why Swartz Creek

What makes Swartz Creek different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Swartz Creek's median home value — across all owner-occupied homes, not just recent sales — at $168,900. Separately, Genesee County's current median listing price (via Realtor.com data, 2026-06-01) runs $222,500. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Genesee County's FHFA house price index shows a 5% annual change in 2025.

Population & Income

Swartz Creek has an estimated population of 5,856 and a median household income of $73,862, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Swartz Creek's Census-reported median home value works out to about 2.3x the area's median household income, and median gross rent runs roughly 16% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

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Common questions

Swartz Creek FAQ

What are home values like in Swartz Creek, MI?

The Census Bureau's American Community Survey puts Swartz Creek's median home value at $168,900. Genesee County's current median listing price runs $222,500, up about 15.0% over the past year.

What is the population of Swartz Creek, MI?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Swartz Creek's population at approximately 5,856.

What's the median rent in Swartz Creek, MI?

The Census ACS estimates median gross rent in Swartz Creek at approximately $995 per month.

What is the median household income in Swartz Creek, MI?

Census ACS data puts the median household income in Swartz Creek at approximately $73,862.

Is the Swartz Creek housing market growing?

Genesee County's FHFA house price index shows a 5% annual change in 2025.

Is Swartz Creek, MI affordable relative to income?

Census ACS data puts Swartz Creek's median home value at about 2.3 times the median household income, with median gross rent equal to roughly 16% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

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