Central City, NE · Houses & Market Data

Central City, Nebraska houses and real estate market data.

Houses in Central City, NE (Merrick County) — Census median home value $158,300, county listing prices up about 5.2% over the past year. Market data for Central City houses and the broader area.

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Central City, NE is in Merrick County, Nebraska — this guide covers houses in Central City and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 3,039, with a median household income of $62,012. Census data puts the median value of houses in Central City at $158,300.

Info from government sites and builders may have provided source info.

Market overview

Central City housing market

Central City is in Merrick County, Nebraska. Manifest Census and county price-trend data provide baseline context for houses in Central City and the surrounding county market.

Median home value (Census ACS)

$158,300

Population (Census ACS)

3,039

Median household income

$62,012

County price trend (2025)

5.23% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Central City market snapshot

Population

3,039

County

Merrick County

Median Household Income

$62,012

Median Home Value (city)

$158,300

Median Gross Rent

$729/mo

Price Trend (YoY)

+5.2%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Central City

What makes Central City different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Central City's median home value — across all owner-occupied homes, not just recent sales — at $158,300.

County Price Trend

Merrick County's FHFA house price index shows a 5.23% annual change in 2025.

Population & Income

Central City has an estimated population of 3,039 and a median household income of $62,012, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Central City's Census-reported median home value works out to about 2.6x the area's median household income, and median gross rent runs roughly 14% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Central City

County guide: Merrick County — cities, market context, and local resources for the county that includes Central City.

USAHouses.com also helps visitors looking in nearby Merrick County and other Nebraska communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Archer, Chapman, Clarks, Palmer, Silver Creek.

More Nebraska cities with market guides: Lincoln, Bellevue, Grand Island, Kearney, Fremont, Norfolk, Hastings, Columbus.

Adjacent-county Census places with USAHouses.com pages: Overland (~2.5 mi), Hordville (~6.2 mi), Marquette (~7.4 mi), Polk (~11.6 mi), Hampton (~17.1 mi), Aurora (~17.2 mi), Fullerton (~17.5 mi), Phillips (~18.6 mi), St. Libory (~18.8 mi), Stromsburg (~21.3 mi), Cushing (~22.9 mi), Osceola (~23.9 mi), Giltner (~24.7 mi), St. Paul (~24.9 mi), Belgrade (~25.0 mi), Genoa (~26.9 mi).

New construction: New homes near Central City (Omaha) · Nebraska new construction.

ZIP codes

ZIP codes for Central City

See all ZIP codes in Merrick County →

Census & home facts

Central City data from published sources

Population (ACS 2023)

3,039

Median home value (ACS 2023)

$158,300

Median household income (ACS 2023)

$62,012

Median gross rent (ACS 2023)

$729

County FHFA annual change (2025)

5.23%

Census place type

city

County

Merrick County

Land area (Census Gazetteer 2024)

2.44 sq mi

Census GEOID

3108535

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Central City

Schools

CENTRAL CITY PUBLIC SCHOOLS — 3 schools, 767 students enrolled, per the U.S. Department of Education's Common Core of Data. Merrick addresses may be served by CENTRAL CITY PUBLIC SCHOOLS, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Central City FAQ

What are houses worth in Central City, NE?

The Census Bureau's American Community Survey puts the median value of houses in Central City at $158,300.

How much do houses cost in Central City, NE?

For owner-occupied houses in Central City, Census ACS data shows a median value of $158,300. Active listing prices in Merrick County may differ — see the market snapshot above.

What types of houses are in Central City, NE?

Central City houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Merrick County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Central City, NE?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Central City's population at approximately 3,039.

What's the median rent in Central City, NE?

The Census ACS estimates median gross rent in Central City at approximately $729 per month.

What is the median household income in Central City, NE?

Census ACS data puts the median household income in Central City at approximately $62,012.

Is the Central City housing market growing?

Merrick County's FHFA house price index shows a 5.23% annual change in 2025.

Is Central City, NE affordable relative to income?

Census ACS data puts Central City's median home value at about 2.6 times the median household income, with median gross rent equal to roughly 14% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Central City, NE?

Manifest and public school-directory data suggest CENTRAL CITY PUBLIC SCHOOLS for many Central City addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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