Spindale, NC · Market Data

Spindale, North Carolina real estate market data.

Real estate market data for Spindale, NC (Rutherford County) — Census median home value $130,800, county listing prices down about 3.9% over the past year.

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Spindale, NC is in Rutherford County, North Carolina — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 4,244, with a median household income of $38,509. Census data puts Spindale's median home value at $130,800 (all owner-occupied homes); Rutherford County's current median listing price runs $397,500, down about 3.9% over the past year.

At a glance

Spindale market snapshot

Population

4,244

Median Household Income

$38,509

Median Home Value (city)

$130,800

Median Listing Price (Rutherford County)

$397,500

Median Gross Rent

$707/mo

Price Trend (YoY)

-3.9%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗

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Why Spindale

What makes Spindale different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Spindale's median home value — across all owner-occupied homes, not just recent sales — at $130,800. Separately, Rutherford County's current median listing price (via Realtor.com data, 2026-06-01) runs $397,500. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Rutherford County's FHFA house price index shows a 3.39% annual change in 2025.

Population & Income

Spindale has an estimated population of 4,244 and a median household income of $38,509, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Spindale's Census-reported median home value works out to about 3.4x the area's median household income, and median gross rent runs roughly 22% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

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Common questions

Spindale FAQ

What are home values like in Spindale, NC?

The Census Bureau's American Community Survey puts Spindale's median home value at $130,800. Rutherford County's current median listing price runs $397,500, down about 3.9% over the past year.

What is the population of Spindale, NC?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Spindale's population at approximately 4,244.

What's the median rent in Spindale, NC?

The Census ACS estimates median gross rent in Spindale at approximately $707 per month.

What is the median household income in Spindale, NC?

Census ACS data puts the median household income in Spindale at approximately $38,509.

Is the Spindale housing market growing?

Rutherford County's FHFA house price index shows a 3.39% annual change in 2025.

Is Spindale, NC affordable relative to income?

Census ACS data puts Spindale's median home value at about 3.4 times the median household income, with median gross rent equal to roughly 22% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

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