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Advertise here →Troy, OH · Houses & Market Data
Troy, Ohio houses and real estate market data.
Houses in Troy, OH (Miami County) — Census median home value $199,400, county listing prices up about 21.3% over the past year. Market data for Troy houses and the broader area.
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Troy, OH is in Miami County, Ohio — this guide covers houses in Troy and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 26,716, with a median household income of $70,450. Census data puts Troy houses at a median value of $199,400 (all owner-occupied homes); Miami County's current median listing price runs $370,000, up about 21.3% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Troy housing market
Troy is in Miami County, Ohio. Manifest Census and county price-trend data provide baseline context for houses in Troy and the surrounding county market.
Median home value (Census ACS)
$199,400
Population (Census ACS)
26,716
Median household income
$70,450
County price trend (2025)
4.04% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Troy market snapshot
Population
26,716
County
Miami County
Median Household Income
$70,450
Median Home Value (city)
$199,400
Median Listing Price (Miami County)
$370,000
Median Gross Rent
$934/mo
Price Trend (YoY)
+21.3%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Troy different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Troy's median home value — across all owner-occupied homes, not just recent sales — at $199,400. Separately, Miami County's current median listing price (via Realtor.com data, 2026-06-01) runs $370,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Miami County's FHFA house price index shows a 4.04% annual change in 2025.
Population & Income
Troy has an estimated population of 26,716 and a median household income of $70,450, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Troy's Census-reported median home value works out to about 2.8x the area's median household income, and median gross rent runs roughly 16% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Troy
County guide: Miami County — cities, market context, and local resources for the county that includes Troy.
USAHouses.com also helps visitors looking in nearby Miami County and other Ohio communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Casstown, Tipp City, Pleasant Hill, Ludlow Falls, Piqua, West Milton, Covington, Fletcher, Union, Laura, Potsdam, Brandt, Huber Heights.
Casstown market data
Nearby city · ~5.0 mi
Tipp City market data
Nearby city · ~5.6 mi
Pleasant Hill market data
Nearby city · ~6.6 mi
Ludlow Falls market data
Nearby city · ~6.9 mi
Piqua market data
Nearby city · ~7.4 mi
West Milton market data
Nearby city · ~7.9 mi
Covington market data
Nearby city · ~8.6 mi
Fletcher market data
Nearby city · ~9.1 mi
Union market data
Nearby city · ~10.0 mi
Laura market data
Nearby city · ~10.3 mi
Potsdam market data
Nearby city · ~11.5 mi
Brandt market data
Nearby city · ~11.8 mi
Huber Heights market data
Nearby city · ~13.9 mi
More Ohio cities with market guides: Toledo, Akron, Dayton, Parma, Canton, Lorain, Hamilton, Youngstown.
Toledo market data
Same-state city guide
Akron market data
Same-state city guide
Dayton market data
Same-state city guide
Parma market data
Same-state city guide
Canton market data
Same-state city guide
Lorain market data
Same-state city guide
Hamilton market data
Same-state city guide
Youngstown market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Vandalia (~11.3 mi), Lockington (~11.5 mi), New Carlisle (~12.3 mi), Bradford (~12.4 mi), Englewood (~13.0 mi), Clayton (~13.0 mi), Phillipsburg (~13.4 mi), Park Layne (~14.3 mi), Pitsburg (~14.5 mi), Crystal Lakes (~14.9 mi), North Hampton (~15.2 mi), Gettysburg (~15.4 mi), Medway (~15.5 mi), Shiloh (~15.6 mi), Russia (~16.5 mi), Fort McKinley (~16.5 mi).
New construction: New homes near Troy (Cincinnati) · New homes near Troy (Cleveland) · Ohio new construction.
Census & home facts
Troy data from published sources
Population (ACS 2023)
26,716
Median home value (ACS 2023)
$199,400
Median household income (ACS 2023)
$70,450
Median gross rent (ACS 2023)
$934
County FHFA annual change (2025)
4.04%
County median listing price (FRED/Realtor.com) (2026-06-01)
$370,000
Census place type
city
County
Miami County
Land area (Census Gazetteer 2024)
12.63 sq mi
Census GEOID
3977588
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Troy
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Somerset Reserve ↗
Maronda Homes · Troy, Ohio · ~1.3 mi
Addison Landing ↗
Ryan Homes · Troy, Ohio · ~2.2 mi · from $276,990
Reserve at Cliff Oaks ↗
D.R. Horton · Troy, Ohio · ~2.4 mi · from $340,900
Parliament Place ↗
D.R. Horton · Union, Ohio · ~10.8 mi · from $319,900
the Landing ↗
Fischer Homes · Vandalia, Ohio · ~10.8 mi · from $179,900
Local life
Life in Troy
Schools
Troy City — 10 schools, 4,072 students enrolled, per the U.S. Department of Education's Common Core of Data. Miami addresses may be served by Troy City, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Builders: feature your communities in front of Troy buyers — learn about advertising ↗
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Common questions
Troy FAQ
What are houses worth in Troy, OH?
The Census Bureau's American Community Survey puts the median value of houses in Troy at $199,400. Miami County's current median listing price runs $370,000, up about 21.3% over the past year.
How much do houses cost in Troy, OH?
For owner-occupied houses in Troy, Census ACS data shows a median value of $199,400. Active listing prices in Miami County may differ — see the market snapshot above.
What types of houses are in Troy, OH?
Troy houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Miami County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Troy, OH?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Troy's population at approximately 26,716.
What's the median rent in Troy, OH?
The Census ACS estimates median gross rent in Troy at approximately $934 per month.
What is the median household income in Troy, OH?
Census ACS data puts the median household income in Troy at approximately $70,450.
Is the Troy housing market growing?
Miami County's FHFA house price index shows a 4.04% annual change in 2025.
Is Troy, OH affordable relative to income?
Census ACS data puts Troy's median home value at about 2.8 times the median household income, with median gross rent equal to roughly 16% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Troy, OH?
Manifest and public school-directory data suggest Troy City for many Troy addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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