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Advertise here →Waterford, CT · Houses & Market Data
Waterford, Connecticut houses and real estate market data.
Houses in Waterford, CT (Southeastern Connecticut Planning Region County) — Census median home value $245,600, county listing prices up about 7.5% over the past year. Market data for Waterford houses and the broader area.
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Waterford, CT is in Southeastern Connecticut Planning Region County, Connecticut — this guide covers houses in Waterford and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 3,496, with a median household income of $75,968. Census data puts the median value of houses in Waterford at $245,600.
Info from government sites and builders may have provided source info.
Market overview
Waterford housing market
Waterford is in Southeastern Connecticut Planning Region, Connecticut. Manifest Census and county price-trend data provide baseline context for houses in Waterford and the surrounding county market.
Median home value (Census ACS)
$245,600
Population (Census ACS)
3,496
Median household income
$75,968
County price trend (2025)
7.46% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Waterford market snapshot
Population
3,496
County
Southeastern Connecticut Planning Region County
Median Household Income
$75,968
Median Home Value (city)
$245,600
Median Gross Rent
$1,618/mo
Price Trend (YoY)
+7.5%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Waterford different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Waterford's median home value — across all owner-occupied homes, not just recent sales — at $245,600.
County Price Trend
Southeastern Connecticut Planning Region County's FHFA house price index shows a 7.46% annual change in 2025.
Population & Income
Waterford has an estimated population of 3,496 and a median household income of $75,968, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Waterford's Census-reported median home value works out to about 3.2x the area's median household income, and median gross rent runs roughly 26% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Waterford
County guide: Southeastern Connecticut Planning Region — cities, market context, and local resources for the county that includes Waterford.
USAHouses.com also helps visitors looking in nearby Southeastern Connecticut Planning Region and other Connecticut communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include New London, Groton, Long Hill, Niantic, Conning Towers-Nautilus Park, Gales Ferry, Poquonock Bridge, Groton Long Point, Oxoboxo River, Noank, Old Mystic, Mystic, Mashantucket, Stonington, Norwich, Pawcatuck.
New London market data
Nearby city · ~1.9 mi
Groton market data
Nearby city · ~3.6 mi
Long Hill market data
Nearby city · ~4.1 mi
Niantic market data
Nearby city · ~4.2 mi
Conning Towers-Nautilus Park market data
Nearby city · ~4.5 mi
Gales Ferry market data
Nearby city · ~5.7 mi
Poquonock Bridge market data
Nearby city · ~6.1 mi
Groton Long Point market data
Nearby city · ~6.6 mi
Oxoboxo River market data
Nearby city · ~6.8 mi
Noank market data
Nearby city · ~6.9 mi
Old Mystic market data
Nearby city · ~7.9 mi
Mystic market data
Nearby city · ~9.0 mi
Mashantucket market data
Nearby city · ~11.4 mi
Stonington market data
Nearby city · ~11.9 mi
Norwich market data
Nearby city · ~14.1 mi
Pawcatuck market data
Nearby city · ~14.3 mi
More Connecticut cities with market guides: Bridgeport, Stamford, New Haven, Hartford, Waterbury, Norwalk, Danbury, New Britain.
Bridgeport market data
Same-state city guide
Stamford market data
Same-state city guide
New Haven market data
Same-state city guide
Hartford market data
Same-state city guide
Waterbury market data
Same-state city guide
Norwalk market data
Same-state city guide
Danbury market data
Same-state city guide
New Britain market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Old Saybrook Center (~12.6 mi), Fenwick (~12.8 mi), Essex Village (~13.7 mi), Saybrook Manor (~15.0 mi), Deep River Center (~16.3 mi), Westbrook Center (~16.9 mi), Chester Center (~17.4 mi), Moodus (~19.2 mi), Clinton (~21.3 mi), South Windham (~23.5 mi), East Hampton (~24.2 mi), Higganum (~24.3 mi), Plainfield Village (~25.1 mi), Willimantic (~25.9 mi), Lake Pocotopaug (~26.2 mi), Terramuggus (~26.6 mi).
New construction: Connecticut new construction.
Census & home facts
Waterford data from published sources
Population (ACS 2023)
3,496
Median home value (ACS 2023)
$245,600
Median household income (ACS 2023)
$75,968
Median gross rent (ACS 2023)
$1,618
County FHFA annual change (2025)
7.46%
Census place type
CDP
County
New London County
Land area (Census Gazetteer 2024)
1.89 sq mi
Census GEOID
0980210
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Waterford
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Fox Hill Lane Corp ↗
Champion Homes · Johnston, Rhode Island · ~45.8 mi
Sturbridge Retirement Co Op Co ↗
Champion Homes · Sturbridge, Massachusetts · ~52.0 mi
Riverview at East Point ↗
PulteGroup · East Providence, Rhode Island · ~52.1 mi · from $370,999
Hometown America Management Lp ↗
Champion Homes · Tiverton, Rhode Island · ~52.6 mi
Tripp Mobile Home Park ↗
Champion Homes · Pawtucket, Rhode Island · ~53.5 mi
Reach Waterford buyers
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Common questions
Waterford FAQ
What are houses worth in Waterford, CT?
The Census Bureau's American Community Survey puts the median value of houses in Waterford at $245,600.
How much do houses cost in Waterford, CT?
For owner-occupied houses in Waterford, Census ACS data shows a median value of $245,600. Active listing prices in Southeastern Connecticut Planning Region County may differ — see the market snapshot above.
What types of houses are in Waterford, CT?
Waterford houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Southeastern Connecticut Planning Region County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Waterford, CT?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Waterford's population at approximately 3,496.
What's the median rent in Waterford, CT?
The Census ACS estimates median gross rent in Waterford at approximately $1,618 per month.
What is the median household income in Waterford, CT?
Census ACS data puts the median household income in Waterford at approximately $75,968.
Is the Waterford housing market growing?
Southeastern Connecticut Planning Region County's FHFA house price index shows a 7.46% annual change in 2025.
Is Waterford, CT affordable relative to income?
Census ACS data puts Waterford's median home value at about 3.2 times the median household income, with median gross rent equal to roughly 26% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
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