Chipley, FL · Houses & Market Data

Chipley, Florida houses and real estate market data.

Houses in Chipley, FL (Washington County) — Census median home value $132,800, county listing prices up about 5.2% over the past year. Market data for Chipley houses and the broader area.

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Chipley, FL is in Washington County, Florida — this guide covers houses in Chipley and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 3,678, with a median household income of $34,311. Census data puts the median value of houses in Chipley at $132,800.

Info from government sites and builders may have provided source info.

Market overview

Chipley housing market

Chipley is in Washington County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Chipley and the surrounding county market.

Median home value (Census ACS)

$132,800

Population (Census ACS)

3,678

Median household income

$34,311

County price trend (2025)

5.25% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Chipley market snapshot

Population

3,678

County

Washington County

Median Household Income

$34,311

Median Home Value (city)

$132,800

Median Gross Rent

$819/mo

Price Trend (YoY)

+5.2%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Chipley

What makes Chipley different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Chipley's median home value — across all owner-occupied homes, not just recent sales — at $132,800.

County Price Trend

Washington County's FHFA house price index shows a 5.25% annual change in 2025.

Population & Income

Chipley has an estimated population of 3,678 and a median household income of $34,311, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Chipley's Census-reported median home value works out to about 3.9x the area's median household income, and median gross rent runs roughly 29% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Chipley

County guide: Washington County — cities, market context, and local resources for the county that includes Chipley.

USAHouses.com also helps visitors looking in nearby Washington County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Wausau, Vernon, Caryville, Ebro.

More Florida cities with market guides: St. Petersburg, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs.

Adjacent-county Census places with USAHouses.com pages: Bonifay (~8.8 mi), Alford (~10.2 mi), Cottondale (~10.4 mi), Jacob City (~10.7 mi), Graceville (~12.9 mi), Noma (~14.8 mi), Campbellton (~14.8 mi), Esto (~15.5 mi), Marianna (~16.9 mi), Westville (~17.7 mi), Greenwood (~23.5 mi), Ponce de Leon (~23.8 mi), Malone (~25.7 mi), Bascom (~27.1 mi), Grand Ridge (~31.1 mi), Southport (~34.2 mi).

New construction: New homes near Chipley (Apopka) · New homes near Chipley (Belleview) · Florida new construction.

Census & home facts

Chipley data from published sources

Population (ACS 2023)

3,678

Median home value (ACS 2023)

$132,800

Median household income (ACS 2023)

$34,311

Median gross rent (ACS 2023)

$819

County FHFA annual change (2025)

5.25%

Census place type

city

County

Washington County

Land area (Census Gazetteer 2024)

4.40 sq mi

Census GEOID

1211975

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Chipley

Schools

WASHINGTON — 10 schools, 3,313 students enrolled, per the U.S. Department of Education's Common Core of Data. Washington addresses may be served by WASHINGTON, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Chipley FAQ

What are houses worth in Chipley, FL?

The Census Bureau's American Community Survey puts the median value of houses in Chipley at $132,800.

How much do houses cost in Chipley, FL?

For owner-occupied houses in Chipley, Census ACS data shows a median value of $132,800. Active listing prices in Washington County may differ — see the market snapshot above.

What types of houses are in Chipley, FL?

Chipley houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Washington County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Chipley, FL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Chipley's population at approximately 3,678.

What's the median rent in Chipley, FL?

The Census ACS estimates median gross rent in Chipley at approximately $819 per month.

What is the median household income in Chipley, FL?

Census ACS data puts the median household income in Chipley at approximately $34,311.

Is the Chipley housing market growing?

Washington County's FHFA house price index shows a 5.25% annual change in 2025.

Is Chipley, FL affordable relative to income?

Census ACS data puts Chipley's median home value at about 3.9 times the median household income, with median gross rent equal to roughly 29% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Chipley, FL?

Manifest and public school-directory data suggest WASHINGTON for many Chipley addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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