Palatka, FL · Houses & Market Data

Palatka, Florida houses and real estate market data.

Houses in Palatka, FL (Putnam County) — Census median home value $112,300, county listing prices up about 8.1% over the past year. Market data for Palatka houses and the broader area.

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Palatka, FL is in Putnam County, Florida — this guide covers houses in Palatka and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 10,558, with a median household income of $33,628. Census data puts Palatka houses at a median value of $112,300 (all owner-occupied homes); Putnam County's current median listing price runs $335,197, up about 8.1% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Palatka housing market

Palatka is in Putnam County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Palatka and the surrounding county market.

Median home value (Census ACS)

$112,300

Population (Census ACS)

10,558

Median household income

$33,628

County price trend (2025)

2.31% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Palatka market snapshot

Population

10,558

County

Putnam County

Median Household Income

$33,628

Median Home Value (city)

$112,300

Median Listing Price (Putnam County)

$335,197

Median Gross Rent

$914/mo

Price Trend (YoY)

+8.1%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Palatka

What makes Palatka different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Palatka's median home value — across all owner-occupied homes, not just recent sales — at $112,300. Separately, Putnam County's current median listing price (via Realtor.com data, 2026-06-01) runs $335,197. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Putnam County's FHFA house price index shows a 2.31% annual change in 2025.

Population & Income

Palatka has an estimated population of 10,558 and a median household income of $33,628, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Palatka's Census-reported median home value works out to about 3.3x the area's median household income, and median gross rent runs roughly 33% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Palatka

County guide: Putnam County — cities, market context, and local resources for the county that includes Palatka.

USAHouses.com also helps visitors looking in nearby Putnam County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include East Palatka, Welaka, Pomona Park, Interlachen, Crescent City.

More Florida cities with market guides: St. Petersburg, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs.

Adjacent-county Census places with USAHouses.com pages: Hastings (~11.7 mi), Flagler Estates (~13.2 mi), Green Cove Springs (~23.5 mi), Keystone Heights (~23.6 mi), Espanola (~24.5 mi), St. Augustine Shores (~24.5 mi), Penney Farms (~24.6 mi), World Golf Village (~25.0 mi), St. Augustine South (~25.7 mi), Bunnell (~26.6 mi), Crescent Beach (~26.8 mi), Butler Beach (~26.9 mi), Palm Coast (~27.1 mi), Marineland (~27.8 mi), St. Augustine Beach (~27.9 mi), St. Augustine (~28.0 mi).

New construction: New homes near Palatka (Apopka) · New homes near Palatka (Belleview) · Florida new construction.

Census & home facts

Palatka data from published sources

Population (ACS 2023)

10,558

Median home value (ACS 2023)

$112,300

Median household income (ACS 2023)

$33,628

Median gross rent (ACS 2023)

$914

County FHFA annual change (2025)

2.31%

County median listing price (FRED/Realtor.com) (2026-06-01)

$335,197

Census place type

city

County

Putnam County

Land area (Census Gazetteer 2024)

9.85 sq mi

Census GEOID

1253875

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Palatka

Schools

PUTNAM — 19 schools, 10,293 students enrolled, per the U.S. Department of Education's Common Core of Data. Putnam addresses may be served by PUTNAM, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Palatka FAQ

What are houses worth in Palatka, FL?

The Census Bureau's American Community Survey puts the median value of houses in Palatka at $112,300. Putnam County's current median listing price runs $335,197, up about 8.1% over the past year.

How much do houses cost in Palatka, FL?

For owner-occupied houses in Palatka, Census ACS data shows a median value of $112,300. Active listing prices in Putnam County may differ — see the market snapshot above.

What types of houses are in Palatka, FL?

Palatka houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Putnam County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Palatka, FL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Palatka's population at approximately 10,558.

What's the median rent in Palatka, FL?

The Census ACS estimates median gross rent in Palatka at approximately $914 per month.

What is the median household income in Palatka, FL?

Census ACS data puts the median household income in Palatka at approximately $33,628.

Is the Palatka housing market growing?

Putnam County's FHFA house price index shows a 2.31% annual change in 2025.

Is Palatka, FL affordable relative to income?

Census ACS data puts Palatka's median home value at about 3.3 times the median household income, with median gross rent equal to roughly 33% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Palatka, FL?

Manifest and public school-directory data suggest PUTNAM for many Palatka addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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