Crystal Lake, IL · Houses & Market Data

Crystal Lake, Illinois houses and real estate market data.

Houses in Crystal Lake, IL (McHenry County) — Census median home value $287,400, county listing prices up about 2.0% over the past year. Market data for Crystal Lake houses and the broader area.

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Crystal Lake, IL is in McHenry County, Illinois — this guide covers houses in Crystal Lake and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 40,436, with a median household income of $105,428. Census data puts Crystal Lake houses at a median value of $287,400 (all owner-occupied homes); McHenry County's current median listing price runs $419,000, up about 2.0% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Crystal Lake housing market

Crystal Lake is in McHenry County, Illinois. Manifest Census and county price-trend data provide baseline context for houses in Crystal Lake and the surrounding county market.

Median home value (Census ACS)

$287,400

Population (Census ACS)

40,436

Median household income

$105,428

County price trend (2025)

5.85% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Crystal Lake market snapshot

Population

40,436

County

McHenry County

Median Household Income

$105,428

Median Home Value (city)

$287,400

Median Listing Price (McHenry County)

$419,000

Median Gross Rent

$1,431/mo

Price Trend (YoY)

+2.0%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Crystal Lake

What makes Crystal Lake different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Crystal Lake's median home value — across all owner-occupied homes, not just recent sales — at $287,400. Separately, McHenry County's current median listing price (via Realtor.com data, 2026-06-01) runs $419,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

McHenry County's FHFA house price index shows a 5.85% annual change in 2025.

Population & Income

Crystal Lake has an estimated population of 40,436 and a median household income of $105,428, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Crystal Lake's Census-reported median home value works out to about 2.7x the area's median household income, and median gross rent runs roughly 16% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Crystal Lake

County guide: McHenry County — cities, market context, and local resources for the county that includes Crystal Lake.

USAHouses.com also helps visitors looking in nearby McHenry County and other Illinois communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Lakewood, Ridgefield, Lake in the Hills, Prairie Grove, Cary, Oakwood Hills, Trout Valley, Burtons Bridge, Bull Valley, Holiday Hills, Woodstock, McHenry, McCullom Lake, Franklinville, Wonder Lake, Union.

More Illinois cities with market guides: Aurora, Joliet, Naperville, Rockford, Elgin, Springfield, Peoria, Waukegan.

Adjacent-county Census places with USAHouses.com pages: Algonquin (~5.1 mi), Fox River Grove (~6.6 mi), Port Barrington (~7.2 mi), Huntley (~7.2 mi), Island Lake (~7.5 mi), Carpentersville (~7.9 mi), Lake Barrington (~8.6 mi), Gilberts (~8.7 mi), West Dundee (~8.9 mi), Tower Lakes (~9.2 mi), Lakemoor (~9.9 mi), Sleepy Hollow (~9.9 mi), Wauconda (~10.6 mi), North Barrington (~10.7 mi), Volo (~11.2 mi), Pingree Grove (~11.3 mi).

New construction: New homes near Crystal Lake (Chicago) · Illinois new construction.

ZIP codes

ZIP codes for Crystal Lake

See all ZIP codes in McHenry County →

Census & home facts

Crystal Lake data from published sources

Population (ACS 2023)

40,436

Median home value (ACS 2023)

$287,400

Median household income (ACS 2023)

$105,428

Median gross rent (ACS 2023)

$1,431

County FHFA annual change (2025)

5.85%

County median listing price (FRED/Realtor.com) (2026-06-01)

$419,000

Census place type

city

County

McHenry County

Land area (Census Gazetteer 2024)

18.98 sq mi

Census GEOID

1717887

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Crystal Lake

Schools

CUSD 300 — 29 schools, 20,443 students enrolled, per the U.S. Department of Education's Common Core of Data. McHenry addresses may be served by CUSD 300, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Crystal Lake FAQ

What are houses worth in Crystal Lake, IL?

The Census Bureau's American Community Survey puts the median value of houses in Crystal Lake at $287,400. McHenry County's current median listing price runs $419,000, up about 2.0% over the past year.

How much do houses cost in Crystal Lake, IL?

For owner-occupied houses in Crystal Lake, Census ACS data shows a median value of $287,400. Active listing prices in McHenry County may differ — see the market snapshot above.

What types of houses are in Crystal Lake, IL?

Crystal Lake houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding McHenry County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Crystal Lake, IL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Crystal Lake's population at approximately 40,436.

What's the median rent in Crystal Lake, IL?

The Census ACS estimates median gross rent in Crystal Lake at approximately $1,431 per month.

What is the median household income in Crystal Lake, IL?

Census ACS data puts the median household income in Crystal Lake at approximately $105,428.

Is the Crystal Lake housing market growing?

McHenry County's FHFA house price index shows a 5.85% annual change in 2025.

Is Crystal Lake, IL affordable relative to income?

Census ACS data puts Crystal Lake's median home value at about 2.7 times the median household income, with median gross rent equal to roughly 16% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Crystal Lake, IL?

Manifest and public school-directory data suggest CUSD 300 for many Crystal Lake addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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