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Advertise here →Effingham, IL · Market Data
Effingham, Illinois real estate market data.
Real estate market data for Effingham, IL (Effingham County) — Census median home value $166,700, county listing prices up about 8.1% over the past year.
Effingham, IL is in Effingham County, Illinois — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 12,258, with a median household income of $65,718. Census data puts Effingham's median home value at $166,700.
At a glance
Effingham market snapshot
Population
12,258
Median Household Income
$65,718
Median Home Value (city)
$166,700
Median Gross Rent
$696/mo
Price Trend (YoY)
+8.1%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗
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What makes Effingham different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Effingham's median home value — across all owner-occupied homes, not just recent sales — at $166,700.
County Price Trend
Effingham County's FHFA house price index shows a 8.12% annual change in 2025.
Population & Income
Effingham has an estimated population of 12,258 and a median household income of $65,718, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Effingham's Census-reported median home value works out to about 2.5x the area's median household income, and median gross rent runs roughly 13% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
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Common questions
Effingham FAQ
What are home values like in Effingham, IL?
The Census Bureau's American Community Survey puts Effingham's median home value at $166,700.
What is the population of Effingham, IL?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Effingham's population at approximately 12,258.
What's the median rent in Effingham, IL?
The Census ACS estimates median gross rent in Effingham at approximately $696 per month.
What is the median household income in Effingham, IL?
Census ACS data puts the median household income in Effingham at approximately $65,718.
Is the Effingham housing market growing?
Effingham County's FHFA house price index shows a 8.12% annual change in 2025.
Is Effingham, IL affordable relative to income?
Census ACS data puts Effingham's median home value at about 2.5 times the median household income, with median gross rent equal to roughly 13% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
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