Open
Local agent spot
This featured-agent spot is open for a licensed local real estate professional in Indiana.
Advertise here →Cumberland, IN · Houses & Market Data
Cumberland, Indiana houses and real estate market data.
Houses in Cumberland, IN (Hancock County) — Census median home value $241,200, county listing prices roughly flat over the past year. Market data for Cumberland houses and the broader area.
FEATURED LISTING: WATERFRONT LAKE HOME FOR SALE
Clearlake Oaks Canal-Front Oasis
$425,000 • 3 Beds • 2 Baths • 1,204 Sq Ft
554 Keys, Clearlake Oaks, CA 95423
Luxury Living Lake Lifestyle – Deep Water Access to Clear Lake: PAID-OFF SOLAR • 10-Ft Concrete Seawall • Double Boat Lifts & Private Dock • Hot Tub • Mini-Split HVAC • Close to SF Bay / Wine Country • Cleanest Air in America (Lake County CA) • Spacious Patio and Deck • Open Floor Plan • RV/Boat Parking • Want the Boats? • Make Offer ASAP This Lake Home For Sale in California won't last!
*Listed by Scott Brown, eXp Realty of California, Inc. DRE #01956840. Inquiries delivered directly to listing agent. Search.USAHouses.com*
Contact Agent Direct:
Scott Brown - eXp Realty
Scott@USAHouses.com
Call/Text (707) 474-8855
Click Anywhere on Ad for More Info / Listing Page
Cumberland, IN is in Hancock County, Indiana — this guide covers houses in Cumberland and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 6,154, with a median household income of $84,167. Census data puts Cumberland houses at a median value of $241,200 (all owner-occupied homes); Hancock County's current median listing price runs $358,748, roughly flat over the past year.
Info from government sites and builders may have provided source info.
Market overview
Cumberland housing market
Cumberland is in Hancock County, Indiana. Manifest Census and county price-trend data provide baseline context for houses in Cumberland and the surrounding county market.
Median home value (Census ACS)
$241,200
Population (Census ACS)
6,154
Median household income
$84,167
County price trend (2025)
5.55% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Cumberland market snapshot
Population
6,154
County
Hancock County
Median Household Income
$84,167
Median Home Value (city)
$241,200
Median Listing Price (Hancock County)
$358,748
Median Gross Rent
$990/mo
Price Trend (YoY)
-0.3%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
Local resources
Get help buying or selling in Cumberland
What can I afford?
Estimate a comfortable price range in under a minute, then connect with a lender for real numbers.
Rough estimate only (28% of income toward housing, ~6.5% illustrative rate, 30-year term) — not a loan offer or pre-qualification. Connect with a lender for real numbers →
Open
Advertise to local buyers
Lenders, inspectors, movers, and other local pros — this spot is open.
Advertise here →Why Cumberland
What makes Cumberland different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Cumberland's median home value — across all owner-occupied homes, not just recent sales — at $241,200. Separately, Hancock County's current median listing price (via Realtor.com data, 2026-06-01) runs $358,748. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Hancock County's FHFA house price index shows a 5.55% annual change in 2025.
Population & Income
Cumberland has an estimated population of 6,154 and a median household income of $84,167, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Cumberland's Census-reported median home value works out to about 2.9x the area's median household income, and median gross rent runs roughly 14% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Cumberland
County guide: Hancock County — cities, market context, and local resources for the county that includes Cumberland.
USAHouses.com also helps visitors looking in nearby Hancock County and other Indiana communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Spring Lake, New Palestine, Philadelphia, McCordsville, Carrollton, Greenfield, Maxwell, Fortville, Eden, Willow Branch, Charlottesville, Warrington, Wilkinson, Shirley.
Spring Lake market data
Nearby city · ~4.8 mi
New Palestine market data
Nearby city · ~4.8 mi
Philadelphia market data
Nearby city · ~5.3 mi
McCordsville market data
Nearby city · ~7.8 mi
Carrollton market data
Nearby city · ~8.7 mi
Greenfield market data
Nearby city · ~9.2 mi
Maxwell market data
Nearby city · ~10.5 mi
Fortville market data
Nearby city · ~10.9 mi
Eden market data
Nearby city · ~12.3 mi
Willow Branch market data
Nearby city · ~15.1 mi
Charlottesville market data
Nearby city · ~17.7 mi
Warrington market data
Nearby city · ~18.4 mi
Wilkinson market data
Nearby city · ~19.1 mi
Shirley market data
Nearby city · ~20.6 mi
More Indiana cities with market guides: Fort Wayne, Evansville, South Bend, Fishers, Carmel, Bloomington, Hammond, Noblesville.
Fort Wayne market data
Same-state city guide
Evansville market data
Same-state city guide
South Bend market data
Same-state city guide
Fishers market data
Same-state city guide
Carmel market data
Same-state city guide
Bloomington market data
Same-state city guide
Hammond market data
Same-state city guide
Noblesville market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Warren Park (~5.7 mi), Lawrence (~6.0 mi), Pleasant View (~8.5 mi), Beech Grove (~9.0 mi), Indianapolis city (balance) (~10.7 mi), Fountaintown (~10.8 mi), London (~11.1 mi), Southport (~12.7 mi), North Crows Nest (~12.8 mi), Homecroft (~12.8 mi), Crows Nest (~12.8 mi), Rocky Ripple (~12.9 mi), Morristown (~13.2 mi), Meridian Hills (~13.2 mi), Williams Creek (~13.4 mi), Spring Hill (~13.6 mi).
New construction: New homes near Cumberland (Indianapolis) · Indiana new construction.
Census & home facts
Cumberland data from published sources
Population (ACS 2023)
6,154
Median home value (ACS 2023)
$241,200
Median household income (ACS 2023)
$84,167
Median gross rent (ACS 2023)
$990
County FHFA annual change (2025)
5.55%
County median listing price (FRED/Realtor.com) (2026-06-01)
$358,748
Census place type
town
County
Hancock County
Land area (Census Gazetteer 2024)
2.81 sq mi
Census GEOID
1816336
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Cumberland
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Rockridge ↗
Taylor Morrison · Cumberland, Indiana · ~0.3 mi · from $317,500
Parkview Village ↗
D.R. Horton · Greenfield, Indiana · ~0.9 mi · from $264,900
The Reserve ↗
Taylor Morrison · Indianapolis, Indiana · ~2.7 mi · from $257,000
Clifton Trace ↗
Lennar · Indianapolis, Indiana · ~3.4 mi · from $273,740
Fields at Sugar Creek ↗
D.R. Horton · New Palestine, Indiana · ~3.8 mi · from $359,900
Local life
Life in Cumberland
Schools
Mt Vernon Community School Corp — 6 schools, 4,677 students enrolled, per the U.S. Department of Education's Common Core of Data. Hancock addresses may be served by Mt Vernon Community School Corp, but attendance zones vary by street — confirm assigned schools with the district before making a move.
Reach Cumberland buyers
Builders: feature your communities in front of Cumberland buyers — learn about advertising ↗
Want to own this market? Ask about our Cumberland domains — see available domains ↗
Common questions
Cumberland FAQ
What are houses worth in Cumberland, IN?
The Census Bureau's American Community Survey puts the median value of houses in Cumberland at $241,200. Hancock County's current median listing price runs $358,748, roughly flat over the past year.
How much do houses cost in Cumberland, IN?
For owner-occupied houses in Cumberland, Census ACS data shows a median value of $241,200. Active listing prices in Hancock County may differ — see the market snapshot above.
What types of houses are in Cumberland, IN?
Cumberland houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Hancock County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Cumberland, IN?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Cumberland's population at approximately 6,154.
What's the median rent in Cumberland, IN?
The Census ACS estimates median gross rent in Cumberland at approximately $990 per month.
What is the median household income in Cumberland, IN?
Census ACS data puts the median household income in Cumberland at approximately $84,167.
Is the Cumberland housing market growing?
Hancock County's FHFA house price index shows a 5.55% annual change in 2025.
Is Cumberland, IN affordable relative to income?
Census ACS data puts Cumberland's median home value at about 2.9 times the median household income, with median gross rent equal to roughly 14% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Cumberland, IN?
Manifest and public school-directory data suggest Mt Vernon Community School Corp for many Cumberland addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
Search Cumberland
Look up homes in Cumberland
Search USAHouses.com places, or open verified new construction on NewUSAHouses.com.
New construction in Indiana ↗Get connected
Find your Cumberland new home
Prices, availability, and incentives change weekly and don't always make it onto this page. Tell us your area, budget, and timeline and we'll point you to communities that fit — including options we track but haven't published here yet.
Get connected in CumberlandExplore more
Where to go next
Get the Cumberland market guide
Tell us what you're looking for — buy, sell, both, invest, rent, or you're an agent, builder, vendor, or advertiser. Include where you want to buy or sell and your address if relevant, and we'll route you to the right resource.
Buyer · Seller · Both · Investor · Renter · Agent/Broker · New Home Builder · Vendor/Service Pro · Advertiser · Other
