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Advertise here →Carter Lake, IA · Houses & Market Data
Carter Lake, Iowa houses and real estate market data.
Houses in Carter Lake, IA (Pottawattamie County) — Census median home value $161,200, county listing prices down about 13.4% over the past year. Market data for Carter Lake houses and the broader area.
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Carter Lake, IA is in Pottawattamie County, Iowa — this guide covers houses in Carter Lake and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 3,773, with a median household income of $75,037. Census data puts Carter Lake houses at a median value of $161,200 (all owner-occupied homes); Pottawattamie County's current median listing price runs $246,500, down about 13.4% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Carter Lake housing market
Carter Lake is in Pottawattamie County, Iowa. Manifest Census and county price-trend data provide baseline context for houses in Carter Lake and the surrounding county market.
Median home value (Census ACS)
$161,200
Population (Census ACS)
3,773
Median household income
$75,037
County price trend (2025)
5.53% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Carter Lake market snapshot
Population
3,773
County
Pottawattamie County
Median Household Income
$75,037
Median Home Value (city)
$161,200
Median Listing Price (Pottawattamie County)
$246,500
Median Gross Rent
$1,115/mo
Price Trend (YoY)
-13.4%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Carter Lake different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Carter Lake's median home value — across all owner-occupied homes, not just recent sales — at $161,200. Separately, Pottawattamie County's current median listing price (via Realtor.com data, 2026-06-01) runs $246,500. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Pottawattamie County's FHFA house price index shows a 5.53% annual change in 2025.
Population & Income
Carter Lake has an estimated population of 3,773 and a median household income of $75,037, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Carter Lake's Census-reported median home value works out to about 2.1x the area's median household income, and median gross rent runs roughly 18% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Carter Lake
County guide: Pottawattamie County — cities, market context, and local resources for the county that includes Carter Lake.
USAHouses.com also helps visitors looking in nearby Pottawattamie County and other Iowa communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Council Bluffs, Crescent, Weston, McClelland, Underwood, Loveland, Bentley, Treynor, Neola, Minden, Carson, Macedonia, Oakland, Shelby, Hancock, Avoca.
Council Bluffs market data
Nearby city · ~4.9 mi
Crescent market data
Nearby city · ~6.1 mi
Weston market data
Nearby city · ~9.7 mi
McClelland market data
Nearby city · ~12.6 mi
Underwood market data
Nearby city · ~13.7 mi
Loveland market data
Nearby city · ~14.5 mi
Bentley market data
Nearby city · ~16.4 mi
Treynor market data
Nearby city · ~16.6 mi
Neola market data
Nearby city · ~19.1 mi
Minden market data
Nearby city · ~23.1 mi
Carson market data
Nearby city · ~26.1 mi
Macedonia market data
Nearby city · ~26.3 mi
Oakland market data
Nearby city · ~26.9 mi
Shelby market data
Nearby city · ~28.5 mi
Hancock market data
Nearby city · ~29.8 mi
Avoca market data
Nearby city · ~32.9 mi
More Iowa cities with market guides: Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, Waterloo, Ames, Dubuque.
Cedar Rapids market data
Same-state city guide
Davenport market data
Same-state city guide
Sioux City market data
Same-state city guide
Iowa City market data
Same-state city guide
Ankeny market data
Same-state city guide
Waterloo market data
Same-state city guide
Ames market data
Same-state city guide
Dubuque market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Mineola (~15.4 mi), Missouri Valley (~18.7 mi), Silver City (~19.0 mi), Glenwood (~19.2 mi), California Junction (~19.2 mi), Pacific Junction (~19.7 mi), Modale (~23.3 mi), Logan (~25.5 mi), Malvern (~26.2 mi), Persia (~26.9 mi), Henderson (~27.3 mi), Magnolia (~28.0 mi), Hastings (~28.5 mi), Mondamin (~29.6 mi), Tennant (~32.3 mi), Portsmouth (~32.4 mi).
New construction: New homes near Carter Lake (Des Moines) · Iowa new construction.
Census & home facts
Carter Lake data from published sources
Population (ACS 2023)
3,773
Median home value (ACS 2023)
$161,200
Median household income (ACS 2023)
$75,037
Median gross rent (ACS 2023)
$1,115
County FHFA annual change (2025)
5.53%
County median listing price (FRED/Realtor.com) (2026-06-01)
$246,500
Census place type
city
County
Pottawattamie County
Land area (Census Gazetteer 2024)
1.79 sq mi
Census GEOID
1911215
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Carter Lake
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Deer Crest ↗
D.R. Horton · Omaha, Nebraska · ~9.4 mi · from $349,990
Westbrook Hills ↗
D.R. Horton · Omaha, Nebraska · ~11.1 mi · from $346,990
Lakewood West ↗
D.R. Horton · Bellevue, Nebraska · ~11.3 mi · from $362,990
The Heritage ↗
Lennar · Bennington, Nebraska · ~12.9 mi
Oak Leaf ↗
D.R. Horton · Papillion, Nebraska · ~12.9 mi · from $346,990
Local life
Life in Carter Lake
Schools
Council Bluffs Comm School District — 15 schools, 8,784 students enrolled, per the U.S. Department of Education's Common Core of Data. Pottawattamie addresses may be served by Council Bluffs Comm School District, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Carter Lake FAQ
What are houses worth in Carter Lake, IA?
The Census Bureau's American Community Survey puts the median value of houses in Carter Lake at $161,200. Pottawattamie County's current median listing price runs $246,500, down about 13.4% over the past year.
How much do houses cost in Carter Lake, IA?
For owner-occupied houses in Carter Lake, Census ACS data shows a median value of $161,200. Active listing prices in Pottawattamie County may differ — see the market snapshot above.
What types of houses are in Carter Lake, IA?
Carter Lake houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Pottawattamie County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Carter Lake, IA?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Carter Lake's population at approximately 3,773.
What's the median rent in Carter Lake, IA?
The Census ACS estimates median gross rent in Carter Lake at approximately $1,115 per month.
What is the median household income in Carter Lake, IA?
Census ACS data puts the median household income in Carter Lake at approximately $75,037.
Is the Carter Lake housing market growing?
Pottawattamie County's FHFA house price index shows a 5.53% annual change in 2025.
Is Carter Lake, IA affordable relative to income?
Census ACS data puts Carter Lake's median home value at about 2.1 times the median household income, with median gross rent equal to roughly 18% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Carter Lake, IA?
Manifest and public school-directory data suggest Council Bluffs Comm School District for many Carter Lake addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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