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Advertise here →Waterloo, IA · Houses & Market Data
Waterloo, Iowa houses and real estate market data.
Houses in Waterloo, IA (Black Hawk County) — Census median home value $150,200, county listing prices down about 8.2% over the past year. Market data for Waterloo houses and the broader area.
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Waterloo, IA is in Black Hawk County, Iowa — this guide covers houses in Waterloo and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 66,947, with a median household income of $56,344. Census data puts Waterloo houses at a median value of $150,200 (all owner-occupied homes); Black Hawk County's current median listing price runs $262,950, down about 8.2% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Waterloo housing market
Waterloo is in Black Hawk County, Iowa. Manifest Census and county price-trend data provide baseline context for houses in Waterloo and the surrounding county market.
Median home value (Census ACS)
$150,200
Population (Census ACS)
66,947
Median household income
$56,344
County price trend (2025)
1.79% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Waterloo market snapshot
Population
66,947
County
Black Hawk County
Median Household Income
$56,344
Median Home Value (city)
$150,200
Median Listing Price (Black Hawk County)
$262,950
Median Gross Rent
$896/mo
Price Trend (YoY)
-8.2%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Waterloo different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Waterloo's median home value — across all owner-occupied homes, not just recent sales — at $150,200. Separately, Black Hawk County's current median listing price (via Realtor.com data, 2026-06-01) runs $262,950. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Black Hawk County's FHFA house price index shows a 1.79% annual change in 2025.
Population & Income
Waterloo has an estimated population of 66,947 and a median household income of $56,344, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Waterloo's Census-reported median home value works out to about 2.7x the area's median household income, and median gross rent runs roughly 19% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Waterloo
County guide: Black Hawk County — cities, market context, and local resources for the county that includes Waterloo.
USAHouses.com also helps visitors looking in nearby Black Hawk County and other Iowa communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Evansdale, Elk Run Heights, Cedar Falls, Raymond, Hudson, Washburn, Gilbertville, Dunkerton, Janesville, Jesup, La Porte City.
Evansdale market data
Nearby city · ~4.6 mi
Elk Run Heights market data
Nearby city · ~5.2 mi
Cedar Falls market data
Nearby city · ~5.5 mi
Raymond market data
Nearby city · ~6.4 mi
Hudson market data
Nearby city · ~6.4 mi
Washburn market data
Nearby city · ~7.1 mi
Gilbertville market data
Nearby city · ~8.7 mi
Dunkerton market data
Nearby city · ~11.1 mi
Janesville market data
Nearby city · ~12.0 mi
Jesup market data
Nearby city · ~14.6 mi
La Porte City market data
Nearby city · ~14.8 mi
More Iowa cities with market guides: Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, Ames, Council Bluffs, Dubuque.
Cedar Rapids market data
Same-state city guide
Davenport market data
Same-state city guide
Sioux City market data
Same-state city guide
Iowa City market data
Same-state city guide
Ankeny market data
Same-state city guide
Ames market data
Same-state city guide
Council Bluffs market data
Same-state city guide
Dubuque market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Denver (~12.2 mi), Dike (~14.1 mi), Readlyn (~16.0 mi), Waverly (~17.0 mi), Reinbeck (~17.0 mi), Stout (~18.5 mi), Fairbank (~18.5 mi), Morrison (~19.4 mi), Brandon (~21.6 mi), Traer (~21.7 mi), Dysart (~22.2 mi), Tripoli (~22.4 mi), Independence (~23.0 mi), Grundy Center (~23.3 mi), Lincoln (~23.5 mi), Holland (~23.7 mi).
New construction: New homes near Waterloo (Des Moines) · Iowa new construction.
Census & home facts
Waterloo data from published sources
Population (ACS 2023)
66,947
Median home value (ACS 2023)
$150,200
Median household income (ACS 2023)
$56,344
Median gross rent (ACS 2023)
$896
County FHFA annual change (2025)
1.79%
County median listing price (FRED/Realtor.com) (2026-06-01)
$262,950
Census place type
city
County
Black Hawk County
Land area (Census Gazetteer 2024)
61.59 sq mi
Census GEOID
1982425
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Waterloo
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Cedar Knoll ↗
Champion Homes · Waterloo, Iowa · ~0.0 mi
Rolling Prairie Estates ↗
D.R. Horton · Hiawatha, Iowa · ~44.0 mi · from $344,990
Edgewood Village ↗
D.R. Horton · Hiawatha, Iowa · ~44.0 mi · from $319,990
Todd Hills ↗
Jerry's Homes · Hiawatha, Iowa · ~44.0 mi
Edgewood Village Townhomes ↗
D.R. Horton · Hiawatha, Iowa · ~44.1 mi · from $224,990
Local life
Life in Waterloo
Schools
Waterloo Comm School District — 18 schools, 10,645 students enrolled, per the U.S. Department of Education's Common Core of Data. Black Hawk addresses may be served by Waterloo Comm School District, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Builders: feature your communities in front of Waterloo buyers — learn about advertising ↗
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Common questions
Waterloo FAQ
What are houses worth in Waterloo, IA?
The Census Bureau's American Community Survey puts the median value of houses in Waterloo at $150,200. Black Hawk County's current median listing price runs $262,950, down about 8.2% over the past year.
How much do houses cost in Waterloo, IA?
For owner-occupied houses in Waterloo, Census ACS data shows a median value of $150,200. Active listing prices in Black Hawk County may differ — see the market snapshot above.
What types of houses are in Waterloo, IA?
Waterloo houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Black Hawk County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Waterloo, IA?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Waterloo's population at approximately 66,947.
What's the median rent in Waterloo, IA?
The Census ACS estimates median gross rent in Waterloo at approximately $896 per month.
What is the median household income in Waterloo, IA?
Census ACS data puts the median household income in Waterloo at approximately $56,344.
Is the Waterloo housing market growing?
Black Hawk County's FHFA house price index shows a 1.79% annual change in 2025.
Is Waterloo, IA affordable relative to income?
Census ACS data puts Waterloo's median home value at about 2.7 times the median household income, with median gross rent equal to roughly 19% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Waterloo, IA?
Manifest and public school-directory data suggest Waterloo Comm School District for many Waterloo addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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