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Advertise here →Charles City, IA · Houses & Market Data
Charles City, Iowa houses and real estate market data.
Houses in Charles City, IA (Floyd County) — Census median home value $118,900, county listing prices up about 2.2% over the past year. Market data for Charles City houses and the broader area.
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Charles City, IA is in Floyd County, Iowa — this guide covers houses in Charles City and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 7,321, with a median household income of $56,734. Census data puts the median value of houses in Charles City at $118,900.
Info from government sites and builders may have provided source info.
Market overview
Charles City housing market
Charles City is in Floyd County, Iowa. Manifest Census and county price-trend data provide baseline context for houses in Charles City and the surrounding county market.
Median home value (Census ACS)
$118,900
Population (Census ACS)
7,321
Median household income
$56,734
County price trend (2025)
2.18% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Charles City market snapshot
Population
7,321
County
Floyd County
Median Household Income
$56,734
Median Home Value (city)
$118,900
Median Gross Rent
$628/mo
Price Trend (YoY)
+2.2%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Charles City different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Charles City's median home value — across all owner-occupied homes, not just recent sales — at $118,900.
County Price Trend
Floyd County's FHFA house price index shows a 2.18% annual change in 2025.
Population & Income
Charles City has an estimated population of 7,321 and a median household income of $56,734, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Charles City's Census-reported median home value works out to about 2.1x the area's median household income, and median gross rent runs roughly 13% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Charles City
County guide: Floyd County — cities, market context, and local resources for the county that includes Charles City.
USAHouses.com also helps visitors looking in nearby Floyd County and other Iowa communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Floyd, Roseville, Colwell, Marble Rock, Rudd, Rockford.
Floyd market data
Nearby city · ~5.5 mi
Roseville market data
Nearby city · ~7.3 mi
Colwell market data
Nearby city · ~7.6 mi
Marble Rock market data
Nearby city · ~12.0 mi
Rudd market data
Nearby city · ~12.4 mi
Rockford market data
Nearby city · ~13.8 mi
More Iowa cities with market guides: Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, Waterloo, Ames, Council Bluffs.
Cedar Rapids market data
Same-state city guide
Davenport market data
Same-state city guide
Sioux City market data
Same-state city guide
Iowa City market data
Same-state city guide
Ankeny market data
Same-state city guide
Waterloo market data
Same-state city guide
Ames market data
Same-state city guide
Council Bluffs market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Bassett (~8.0 mi), Nashua (~10.3 mi), Ionia (~11.1 mi), Orchard (~12.4 mi), Greene (~13.3 mi), North Washington (~13.6 mi), New Haven (~15.2 mi), Alta Vista (~15.9 mi), Osage (~16.6 mi), Nora Springs (~17.7 mi), New Hampton (~18.2 mi), Clarksville (~19.7 mi), Mitchell (~20.2 mi), Dougherty (~20.8 mi), Little Cedar (~21.9 mi), Allison (~22.5 mi).
New construction: New homes near Charles City (Des Moines) · Iowa new construction.
Census & home facts
Charles City data from published sources
Population (ACS 2023)
7,321
Median home value (ACS 2023)
$118,900
Median household income (ACS 2023)
$56,734
Median gross rent (ACS 2023)
$628
County FHFA annual change (2025)
2.18%
Census place type
city
County
Floyd County
Land area (Census Gazetteer 2024)
6.12 sq mi
Census GEOID
1912765
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Charles City
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Cedar Knoll ↗
Champion Homes · Waterloo, Iowa · ~42.8 mi
Del Webb Solhaus ↗
Del Webb · Rochester, Minnesota · ~66.3 mi
Stonebrooke ↗
Lennar · Rochester, Minnesota · ~67.5 mi
Badger Heights ↗
D.R. Horton · Rochester, Minnesota · ~69.2 mi · from $475,990
Pebble Creek ↗
Lennar · Rochester, Minnesota · ~69.9 mi
Local life
Life in Charles City
Schools
Charles City Comm School District — 4 schools, 1,541 students enrolled, per the U.S. Department of Education's Common Core of Data. Floyd addresses may be served by Charles City Comm School District, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Charles City FAQ
What are houses worth in Charles City, IA?
The Census Bureau's American Community Survey puts the median value of houses in Charles City at $118,900.
How much do houses cost in Charles City, IA?
For owner-occupied houses in Charles City, Census ACS data shows a median value of $118,900. Active listing prices in Floyd County may differ — see the market snapshot above.
What types of houses are in Charles City, IA?
Charles City houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Floyd County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Charles City, IA?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Charles City's population at approximately 7,321.
What's the median rent in Charles City, IA?
The Census ACS estimates median gross rent in Charles City at approximately $628 per month.
What is the median household income in Charles City, IA?
Census ACS data puts the median household income in Charles City at approximately $56,734.
Is the Charles City housing market growing?
Floyd County's FHFA house price index shows a 2.18% annual change in 2025.
Is Charles City, IA affordable relative to income?
Census ACS data puts Charles City's median home value at about 2.1 times the median household income, with median gross rent equal to roughly 13% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Charles City, IA?
Manifest and public school-directory data suggest Charles City Comm School District for many Charles City addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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