Monticello, IA · Houses & Market Data

Monticello, Iowa houses and real estate market data.

Houses in Monticello, IA (Jones County) — Census median home value $160,500, county listing prices up about 3.1% over the past year. Market data for Monticello houses and the broader area.

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Monticello, IA is in Jones County, Iowa — this guide covers houses in Monticello and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 4,055, with a median household income of $67,788. Census data puts the median value of houses in Monticello at $160,500.

Info from government sites and builders may have provided source info.

Market overview

Monticello housing market

Monticello is in Jones County, Iowa. Manifest Census and county price-trend data provide baseline context for houses in Monticello and the surrounding county market.

Median home value (Census ACS)

$160,500

Population (Census ACS)

4,055

Median household income

$67,788

County price trend (2025)

3.11% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Monticello market snapshot

Population

4,055

County

Jones County

Median Household Income

$67,788

Median Home Value (city)

$160,500

Median Gross Rent

$659/mo

Price Trend (YoY)

+3.1%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Monticello

What makes Monticello different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Monticello's median home value — across all owner-occupied homes, not just recent sales — at $160,500.

County Price Trend

Jones County's FHFA house price index shows a 3.11% annual change in 2025.

Population & Income

Monticello has an estimated population of 4,055 and a median household income of $67,788, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Monticello's Census-reported median home value works out to about 2.4x the area's median household income, and median gross rent runs roughly 12% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Monticello

County guide: Jones County — cities, market context, and local resources for the county that includes Monticello.

USAHouses.com also helps visitors looking in nearby Jones County and other Iowa communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Center Junction, Anamosa, Stone City, Onslow, Wyoming, Morley, Olin, Martelle, Oxford Junction.

More Iowa cities with market guides: Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, Waterloo, Ames, Council Bluffs.

Adjacent-county Census places with USAHouses.com pages: Hopkinton (~8.4 mi), Cascade (~10.5 mi), Worthington (~12.0 mi), Prairieburg (~12.3 mi), Delhi (~15.8 mi), Farley (~17.3 mi), Central City (~17.4 mi), Ryan (~17.5 mi), Dyersville (~17.7 mi), Coggon (~17.9 mi), Earlville (~18.0 mi), Springville (~18.3 mi), Delaware (~18.4 mi), Bernard (~19.0 mi), Epworth (~19.8 mi), New Vienna (~22.2 mi).

New construction: New homes near Monticello (Des Moines) · Iowa new construction.

Census & home facts

Monticello data from published sources

Population (ACS 2023)

4,055

Median home value (ACS 2023)

$160,500

Median household income (ACS 2023)

$67,788

Median gross rent (ACS 2023)

$659

County FHFA annual change (2025)

3.11%

Census place type

city

County

Jones County

Land area (Census Gazetteer 2024)

5.63 sq mi

Census GEOID

1953625

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Monticello

Schools

Anamosa Comm School District — 3 schools, 1,193 students enrolled, per the U.S. Department of Education's Common Core of Data. Jones addresses may be served by Anamosa Comm School District, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Monticello FAQ

What are houses worth in Monticello, IA?

The Census Bureau's American Community Survey puts the median value of houses in Monticello at $160,500.

How much do houses cost in Monticello, IA?

For owner-occupied houses in Monticello, Census ACS data shows a median value of $160,500. Active listing prices in Jones County may differ — see the market snapshot above.

What types of houses are in Monticello, IA?

Monticello houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Jones County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Monticello, IA?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Monticello's population at approximately 4,055.

What's the median rent in Monticello, IA?

The Census ACS estimates median gross rent in Monticello at approximately $659 per month.

What is the median household income in Monticello, IA?

Census ACS data puts the median household income in Monticello at approximately $67,788.

Is the Monticello housing market growing?

Jones County's FHFA house price index shows a 3.11% annual change in 2025.

Is Monticello, IA affordable relative to income?

Census ACS data puts Monticello's median home value at about 2.4 times the median household income, with median gross rent equal to roughly 12% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Monticello, IA?

Manifest and public school-directory data suggest Anamosa Comm School District for many Monticello addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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