Red Oak, IA · Houses & Market Data

Red Oak, Iowa houses and real estate market data.

Houses in Red Oak, IA (Montgomery County) — Census median home value $91,600, county listing prices up about 15.5% over the past year. Market data for Red Oak houses and the broader area.

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Red Oak, IA is in Montgomery County, Iowa — this guide covers houses in Red Oak and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 5,542, with a median household income of $52,996. Census data puts the median value of houses in Red Oak at $91,600.

Info from government sites and builders may have provided source info.

Market overview

Red Oak housing market

Red Oak is in Montgomery County, Iowa. Manifest Census and county price-trend data provide baseline context for houses in Red Oak and the surrounding county market.

Median home value (Census ACS)

$91,600

Population (Census ACS)

5,542

Median household income

$52,996

County price trend (2025)

15.5% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Red Oak market snapshot

Population

5,542

County

Montgomery County

Median Household Income

$52,996

Median Home Value (city)

$91,600

Median Gross Rent

$768/mo

Price Trend (YoY)

+15.5%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Red Oak

What makes Red Oak different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Red Oak's median home value — across all owner-occupied homes, not just recent sales — at $91,600.

County Price Trend

Montgomery County's FHFA house price index shows a 15.5% annual change in 2025.

Population & Income

Red Oak has an estimated population of 5,542 and a median household income of $52,996, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Red Oak's Census-reported median home value works out to about 1.7x the area's median household income, and median gross rent runs roughly 17% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Red Oak

County guide: Montgomery County — cities, market context, and local resources for the county that includes Red Oak.

USAHouses.com also helps visitors looking in nearby Montgomery County and other Iowa communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Stanton, Coburg, Elliott, Villisca, Grant.

More Iowa cities with market guides: Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, Waterloo, Ames, Council Bluffs.

Adjacent-county Census places with USAHouses.com pages: Emerson (~9.3 mi), Essex (~13.2 mi), Henderson (~13.8 mi), Hastings (~14.1 mi), Griswold (~15.8 mi), Nodaway (~17.9 mi), Malvern (~18.8 mi), Yorktown (~19.6 mi), Carbon (~21.0 mi), Lewis (~21.5 mi), Clarinda (~21.5 mi), Silver City (~22.6 mi), Coin (~24.8 mi), Corning (~25.4 mi), Cumberland (~25.7 mi), Mineola (~26.0 mi).

New construction: New homes near Red Oak (Des Moines) · Iowa new construction.

Census & home facts

Red Oak data from published sources

Population (ACS 2023)

5,542

Median home value (ACS 2023)

$91,600

Median household income (ACS 2023)

$52,996

Median gross rent (ACS 2023)

$768

County FHFA annual change (2025)

15.5%

Census place type

city

County

Montgomery County

Land area (Census Gazetteer 2024)

3.93 sq mi

Census GEOID

1966135

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Red Oak

Schools

Red Oak Comm School District — 3 schools, 1,044 students enrolled, per the U.S. Department of Education's Common Core of Data. Montgomery addresses may be served by Red Oak Comm School District, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Red Oak FAQ

What are houses worth in Red Oak, IA?

The Census Bureau's American Community Survey puts the median value of houses in Red Oak at $91,600.

How much do houses cost in Red Oak, IA?

For owner-occupied houses in Red Oak, Census ACS data shows a median value of $91,600. Active listing prices in Montgomery County may differ — see the market snapshot above.

What types of houses are in Red Oak, IA?

Red Oak houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Montgomery County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Red Oak, IA?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Red Oak's population at approximately 5,542.

What's the median rent in Red Oak, IA?

The Census ACS estimates median gross rent in Red Oak at approximately $768 per month.

What is the median household income in Red Oak, IA?

Census ACS data puts the median household income in Red Oak at approximately $52,996.

Is the Red Oak housing market growing?

Montgomery County's FHFA house price index shows a 15.5% annual change in 2025.

Is Red Oak, IA affordable relative to income?

Census ACS data puts Red Oak's median home value at about 1.7 times the median household income, with median gross rent equal to roughly 17% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Red Oak, IA?

Manifest and public school-directory data suggest Red Oak Comm School District for many Red Oak addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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