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Advertise here →Spirit Lake, IA · Houses & Market Data
Spirit Lake, Iowa houses and real estate market data.
Houses in Spirit Lake, IA (Dickinson County) — Census median home value $218,400, county listing prices up about 6.7% over the past year. Market data for Spirit Lake houses and the broader area.
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Spirit Lake, IA is in Dickinson County, Iowa — this guide covers houses in Spirit Lake and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 5,469, with a median household income of $73,627. Census data puts the median value of houses in Spirit Lake at $218,400.
Info from government sites and builders may have provided source info.
Market overview
Spirit Lake housing market
Spirit Lake is in Dickinson County, Iowa. Manifest Census and county price-trend data provide baseline context for houses in Spirit Lake and the surrounding county market.
Median home value (Census ACS)
$218,400
Population (Census ACS)
5,469
Median household income
$73,627
County price trend (2025)
6.69% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Spirit Lake market snapshot
Population
5,469
County
Dickinson County
Median Household Income
$73,627
Median Home Value (city)
$218,400
Median Gross Rent
$885/mo
Price Trend (YoY)
+6.7%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Spirit Lake different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Spirit Lake's median home value — across all owner-occupied homes, not just recent sales — at $218,400.
County Price Trend
Dickinson County's FHFA house price index shows a 6.69% annual change in 2025.
Population & Income
Spirit Lake has an estimated population of 5,469 and a median household income of $73,627, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Spirit Lake's Census-reported median home value works out to about 3.0x the area's median household income, and median gross rent runs roughly 14% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Spirit Lake
County guide: Dickinson County — cities, market context, and local resources for the county that includes Spirit Lake.
USAHouses.com also helps visitors looking in nearby Dickinson County and other Iowa communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Okoboji, Orleans, Arnolds Park, Wahpeton, Milford, West Okoboji, Superior, Terril, Lake Park.
Okoboji market data
Nearby city · ~2.2 mi
Orleans market data
Nearby city · ~2.8 mi
Arnolds Park market data
Nearby city · ~4.0 mi
Wahpeton market data
Nearby city · ~4.5 mi
Milford market data
Nearby city · ~5.4 mi
West Okoboji market data
Nearby city · ~5.5 mi
Superior market data
Nearby city · ~8.4 mi
Terril market data
Nearby city · ~10.5 mi
Lake Park market data
Nearby city · ~10.8 mi
More Iowa cities with market guides: Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, Waterloo, Ames, Council Bluffs.
Cedar Rapids market data
Same-state city guide
Davenport market data
Same-state city guide
Sioux City market data
Same-state city guide
Iowa City market data
Same-state city guide
Ankeny market data
Same-state city guide
Waterloo market data
Same-state city guide
Ames market data
Same-state city guide
Council Bluffs market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Fostoria (~12.2 mi), Estherville (~14.0 mi), Harris (~16.4 mi), Wallingford (~17.4 mi), Spencer (~18.7 mi), Dickens (~20.1 mi), Everly (~20.2 mi), Gruver (~20.6 mi), Ocheyedan (~21.3 mi), Graettinger (~22.1 mi), Ruthven (~22.5 mi), Dolliver (~25.2 mi), Royal (~25.8 mi), Melvin (~26.5 mi), Greenville (~27.7 mi), Gillett Grove (~27.9 mi).
New construction: New homes near Spirit Lake (Des Moines) · Iowa new construction.
Census & home facts
Spirit Lake data from published sources
Population (ACS 2023)
5,469
Median home value (ACS 2023)
$218,400
Median household income (ACS 2023)
$73,627
Median gross rent (ACS 2023)
$885
County FHFA annual change (2025)
6.69%
Census place type
city
County
Dickinson County
Land area (Census Gazetteer 2024)
4.52 sq mi
Census GEOID
1974415
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Spirit Lake
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Courtyards at Golden Gateway ↗
Epcon Communities · Sioux Falls, South Dakota · ~86.4 mi
Galway Village ↗
Signature Homes · Sioux Falls, South Dakota · ~86.4 mi · from $318,000
Tallview Terrace ↗
Champion Homes · Sioux City, Iowa · ~90.7 mi
Bridle Creek ↗
D.R. Horton · Jordan, Minnesota · ~111.9 mi · from $384,990
Beaumont Bluffs ↗
M/I Homes · Jordan, Minnesota · ~112.5 mi · from $364,990
Local life
Life in Spirit Lake
Schools
Spirit Lake Comm School District — 3 schools, 1,304 students enrolled, per the U.S. Department of Education's Common Core of Data. Dickinson addresses may be served by Spirit Lake Comm School District, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Spirit Lake FAQ
What are houses worth in Spirit Lake, IA?
The Census Bureau's American Community Survey puts the median value of houses in Spirit Lake at $218,400.
How much do houses cost in Spirit Lake, IA?
For owner-occupied houses in Spirit Lake, Census ACS data shows a median value of $218,400. Active listing prices in Dickinson County may differ — see the market snapshot above.
What types of houses are in Spirit Lake, IA?
Spirit Lake houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Dickinson County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Spirit Lake, IA?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Spirit Lake's population at approximately 5,469.
What's the median rent in Spirit Lake, IA?
The Census ACS estimates median gross rent in Spirit Lake at approximately $885 per month.
What is the median household income in Spirit Lake, IA?
Census ACS data puts the median household income in Spirit Lake at approximately $73,627.
Is the Spirit Lake housing market growing?
Dickinson County's FHFA house price index shows a 6.69% annual change in 2025.
Is Spirit Lake, IA affordable relative to income?
Census ACS data puts Spirit Lake's median home value at about 3.0 times the median household income, with median gross rent equal to roughly 14% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Spirit Lake, IA?
Manifest and public school-directory data suggest Spirit Lake Comm School District for many Spirit Lake addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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