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Advertise here →Cold Spring, KY · Houses & Market Data
Cold Spring, Kentucky houses and real estate market data.
Houses in Cold Spring, KY (Campbell County) — Census median home value $235,200, county listing prices roughly flat over the past year. Market data for Cold Spring houses and the broader area.
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Cold Spring, KY is in Campbell County, Kentucky — this guide covers houses in Cold Spring and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 6,298, with a median household income of $80,172. Census data puts Cold Spring houses at a median value of $235,200 (all owner-occupied homes); Campbell County's current median listing price runs $334,525, roughly flat over the past year.
Info from government sites and builders may have provided source info.
Market overview
Cold Spring housing market
Cold Spring is in Campbell County, Kentucky. Manifest Census and county price-trend data provide baseline context for houses in Cold Spring and the surrounding county market.
Median home value (Census ACS)
$235,200
Population (Census ACS)
6,298
Median household income
$80,172
County price trend (2025)
4.16% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Cold Spring market snapshot
Population
6,298
County
Campbell County
Median Household Income
$80,172
Median Home Value (city)
$235,200
Median Listing Price (Campbell County)
$334,525
Median Gross Rent
$1,185/mo
Price Trend (YoY)
-0.2%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Cold Spring different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Cold Spring's median home value — across all owner-occupied homes, not just recent sales — at $235,200. Separately, Campbell County's current median listing price (via Realtor.com data, 2026-06-01) runs $334,525. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Campbell County's FHFA house price index shows a 4.16% annual change in 2025.
Population & Income
Cold Spring has an estimated population of 6,298 and a median household income of $80,172, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Cold Spring's Census-reported median home value works out to about 2.9x the area's median household income, and median gross rent runs roughly 18% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Cold Spring
County guide: Campbell County — cities, market context, and local resources for the county that includes Cold Spring.
USAHouses.com also helps visitors looking in nearby Campbell County and other Kentucky communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Crestview, Highland Heights, Silver Grove, Wilder, Melbourne, Southgate, Alexandria, Fort Thomas, Woodlawn, Newport, Bellevue, Dayton, Claryville, California, Mentor.
Crestview market data
Nearby city · ~1.2 mi
Highland Heights market data
Nearby city · ~1.8 mi
Silver Grove market data
Nearby city · ~2.5 mi
Wilder market data
Nearby city · ~3.1 mi
Melbourne market data
Nearby city · ~3.6 mi
Southgate market data
Nearby city · ~3.9 mi
Alexandria market data
Nearby city · ~4.2 mi
Fort Thomas market data
Nearby city · ~4.8 mi
Woodlawn market data
Nearby city · ~5.6 mi
Newport market data
Nearby city · ~5.6 mi
Bellevue market data
Nearby city · ~6.3 mi
Dayton market data
Nearby city · ~6.8 mi
Claryville market data
Nearby city · ~7.2 mi
California market data
Nearby city · ~11.4 mi
Mentor market data
Nearby city · ~13.2 mi
More Kentucky cities with market guides: Lexington-Fayette, Bowling Green, Owensboro, Covington, Georgetown, Richmond, Florence, Elizabethtown.
Lexington-Fayette market data
Same-state city guide
Bowling Green market data
Same-state city guide
Owensboro market data
Same-state city guide
Covington market data
Same-state city guide
Georgetown market data
Same-state city guide
Richmond market data
Same-state city guide
Florence market data
Same-state city guide
Elizabethtown market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Ryland Heights (~2.4 mi), Fairview (~2.9 mi), Taylor Mill (~3.5 mi), Covington (~4.8 mi), Kenton Vale (~5.2 mi), Fort Wright (~5.8 mi), Park Hills (~6.4 mi), Edgewood (~6.8 mi), Fort Mitchell (~6.9 mi), Lakeside Park (~7.2 mi), Independence (~7.3 mi), Crestview Hills (~7.3 mi), Ludlow (~7.9 mi), Bromley (~8.0 mi), Crescent Springs (~8.3 mi), Erlanger (~9.0 mi).
New construction: New homes near Cold Spring (Lexington) · New homes near Cold Spring (Louisville) · Kentucky new construction.
Census & home facts
Cold Spring data from published sources
Population (ACS 2023)
6,298
Median home value (ACS 2023)
$235,200
Median household income (ACS 2023)
$80,172
Median gross rent (ACS 2023)
$1,185
County FHFA annual change (2025)
4.16%
County median listing price (FRED/Realtor.com) (2026-06-01)
$334,525
Census place type
city
County
Campbell County
Land area (Census Gazetteer 2024)
4.75 sq mi
Census GEOID
2116372
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Cold Spring
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Overlook at Sunrock ↗
Fischer Homes · Wilder, Kentucky · ~3.5 mi · from $221,990
Sunrock ↗
Fischer Homes · Wilder, Kentucky · ~3.5 mi
Memorial Pointe ↗
Fischer Homes · Southgate, Kentucky · ~3.6 mi · from $660,990
Tuscany ↗
Fischer Homes · Covington, Kentucky · ~4.9 mi · from $291,990
Villages of Decoursey ↗
Drees Homes · Covington, Kentucky · ~4.9 mi
Local life
Life in Cold Spring
Schools
Campbell County — 10 schools, 5,195 students enrolled, per the U.S. Department of Education's Common Core of Data. Campbell addresses may be served by Campbell County, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Cold Spring FAQ
What are houses worth in Cold Spring, KY?
The Census Bureau's American Community Survey puts the median value of houses in Cold Spring at $235,200. Campbell County's current median listing price runs $334,525, roughly flat over the past year.
How much do houses cost in Cold Spring, KY?
For owner-occupied houses in Cold Spring, Census ACS data shows a median value of $235,200. Active listing prices in Campbell County may differ — see the market snapshot above.
What types of houses are in Cold Spring, KY?
Cold Spring houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Campbell County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Cold Spring, KY?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Cold Spring's population at approximately 6,298.
What's the median rent in Cold Spring, KY?
The Census ACS estimates median gross rent in Cold Spring at approximately $1,185 per month.
What is the median household income in Cold Spring, KY?
Census ACS data puts the median household income in Cold Spring at approximately $80,172.
Is the Cold Spring housing market growing?
Campbell County's FHFA house price index shows a 4.16% annual change in 2025.
Is Cold Spring, KY affordable relative to income?
Census ACS data puts Cold Spring's median home value at about 2.9 times the median household income, with median gross rent equal to roughly 18% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Cold Spring, KY?
Manifest and public school-directory data suggest Campbell County for many Cold Spring addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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