Fort Thomas, KY · Houses & Market Data

Fort Thomas, Kentucky houses and real estate market data.

Houses in Fort Thomas, KY (Campbell County) — Census median home value $301,400, county listing prices roughly flat over the past year. Market data for Fort Thomas houses and the broader area.

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Fort Thomas, KY is in Campbell County, Kentucky — this guide covers houses in Fort Thomas and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 17,242, with a median household income of $100,819. Census data puts Fort Thomas houses at a median value of $301,400 (all owner-occupied homes); Campbell County's current median listing price runs $334,525, roughly flat over the past year.

Info from government sites and builders may have provided source info.

Market overview

Fort Thomas housing market

Fort Thomas is in Campbell County, Kentucky. Manifest Census and county price-trend data provide baseline context for houses in Fort Thomas and the surrounding county market.

Median home value (Census ACS)

$301,400

Population (Census ACS)

17,242

Median household income

$100,819

County price trend (2025)

4.16% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Fort Thomas market snapshot

Population

17,242

County

Campbell County

Median Household Income

$100,819

Median Home Value (city)

$301,400

Median Listing Price (Campbell County)

$334,525

Median Gross Rent

$1,095/mo

Price Trend (YoY)

-0.2%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Fort Thomas

What makes Fort Thomas different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Fort Thomas's median home value — across all owner-occupied homes, not just recent sales — at $301,400. Separately, Campbell County's current median listing price (via Realtor.com data, 2026-06-01) runs $334,525. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Campbell County's FHFA house price index shows a 4.16% annual change in 2025.

Population & Income

Fort Thomas has an estimated population of 17,242 and a median household income of $100,819, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Fort Thomas's Census-reported median home value works out to about 3.0x the area's median household income, and median gross rent runs roughly 13% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Fort Thomas

County guide: Campbell County — cities, market context, and local resources for the county that includes Fort Thomas.

USAHouses.com also helps visitors looking in nearby Campbell County and other Kentucky communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Woodlawn, Southgate, Newport, Bellevue, Dayton, Wilder, Highland Heights, Silver Grove, Crestview, Cold Spring, Melbourne, Alexandria, Claryville, California, Mentor.

More Kentucky cities with market guides: Lexington-Fayette, Bowling Green, Owensboro, Covington, Georgetown, Richmond, Florence, Elizabethtown.

Adjacent-county Census places with USAHouses.com pages: Kenton Vale (~4.0 mi), Park Hills (~4.2 mi), Covington (~4.7 mi), Ludlow (~4.9 mi), Fort Wright (~4.9 mi), Taylor Mill (~5.6 mi), Bromley (~5.6 mi), Fort Mitchell (~5.9 mi), Fairview (~5.9 mi), Lakeside Park (~6.8 mi), Crescent Springs (~6.8 mi), Ryland Heights (~7.2 mi), Crestview Hills (~7.3 mi), Edgewood (~7.5 mi), Villa Hills (~7.6 mi), Erlanger (~8.2 mi).

New construction: New homes near Fort Thomas (Lexington) · New homes near Fort Thomas (Louisville) · Kentucky new construction.

ZIP codes

ZIP codes for Fort Thomas

See all ZIP codes in Campbell County →

Census & home facts

Fort Thomas data from published sources

Population (ACS 2023)

17,242

Median home value (ACS 2023)

$301,400

Median household income (ACS 2023)

$100,819

Median gross rent (ACS 2023)

$1,095

County FHFA annual change (2025)

4.16%

County median listing price (FRED/Realtor.com) (2026-06-01)

$334,525

Census place type

city

County

Campbell County

Land area (Census Gazetteer 2024)

5.67 sq mi

Census GEOID

2128594

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Fort Thomas

Schools

Campbell County — 10 schools, 5,195 students enrolled, per the U.S. Department of Education's Common Core of Data. Campbell addresses may be served by Campbell County, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Fort Thomas FAQ

What are houses worth in Fort Thomas, KY?

The Census Bureau's American Community Survey puts the median value of houses in Fort Thomas at $301,400. Campbell County's current median listing price runs $334,525, roughly flat over the past year.

How much do houses cost in Fort Thomas, KY?

For owner-occupied houses in Fort Thomas, Census ACS data shows a median value of $301,400. Active listing prices in Campbell County may differ — see the market snapshot above.

What types of houses are in Fort Thomas, KY?

Fort Thomas houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Campbell County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Fort Thomas, KY?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Fort Thomas's population at approximately 17,242.

What's the median rent in Fort Thomas, KY?

The Census ACS estimates median gross rent in Fort Thomas at approximately $1,095 per month.

What is the median household income in Fort Thomas, KY?

Census ACS data puts the median household income in Fort Thomas at approximately $100,819.

Is the Fort Thomas housing market growing?

Campbell County's FHFA house price index shows a 4.16% annual change in 2025.

Is Fort Thomas, KY affordable relative to income?

Census ACS data puts Fort Thomas's median home value at about 3.0 times the median household income, with median gross rent equal to roughly 13% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Fort Thomas, KY?

Manifest and public school-directory data suggest Campbell County for many Fort Thomas addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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