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Call/text (707) 474-8855St. Charles, MO · Houses & Market Data
St. Charles, Missouri houses and real estate market data.
Houses in St. Charles, MO (St. Charles County) — Census median home value $280,800, county listing prices up about 1.9% over the past year. Market data for St. Charles houses and the broader area.
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St. Charles, MO is in St. Charles County, Missouri — this guide covers houses in St. Charles and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 71,048, with a median household income of $85,522. Census data puts St. Charles houses at a median value of $280,800 (all owner-occupied homes); St. Charles County's current median listing price runs $428,950, up about 1.9% over the past year.
Info from government sites and builders may have provided source info.
Market overview
St. Charles housing market
St. Charles is in St. Charles County, Missouri. Manifest Census and county price-trend data provide baseline context for houses in St. Charles and the surrounding county market.
Median home value (Census ACS)
$280,800
Population (Census ACS)
71,048
Median household income
$85,522
County price trend (2025)
4.8% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
St. Charles market snapshot
Population
71,048
County
St. Charles County
Median Household Income
$85,522
Median Home Value (city)
$280,800
Median Listing Price (St. Charles County)
$428,950
Median Gross Rent
$1,186/mo
Price Trend (YoY)
+1.9%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes St. Charles different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts St. Charles's median home value — across all owner-occupied homes, not just recent sales — at $280,800. Separately, St. Charles County's current median listing price (via Realtor.com data, 2026-06-01) runs $428,950. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
St. Charles County's FHFA house price index shows a 4.8% annual change in 2025.
Population & Income
St. Charles has an estimated population of 71,048 and a median household income of $85,522, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
St. Charles's Census-reported median home value works out to about 3.3x the area's median household income, and median gross rent runs roughly 17% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around St. Charles
County guide: St. Charles County — cities, market context, and local resources for the county that includes St. Charles.
USAHouses.com also helps visitors looking in nearby St. Charles County and other Missouri communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include St. Peters, Cottleville, Weldon Spring, O'Fallon, Weldon Spring Heights, Dardenne Prairie, St. Paul, Portage Des Sioux, Lake St. Louis, Josephville, West Alton, Defiance, Wentzville, Flint Hill, New Melle, Foristell.
St. Peters market data
Nearby city · ~4.9 mi
Cottleville market data
Nearby city · ~8.3 mi
Weldon Spring market data
Nearby city · ~9.5 mi
O'Fallon market data
Nearby city · ~11.1 mi
Weldon Spring Heights market data
Nearby city · ~11.1 mi
Dardenne Prairie market data
Nearby city · ~11.4 mi
St. Paul market data
Nearby city · ~12.7 mi
Portage Des Sioux market data
Nearby city · ~13.2 mi
Lake St. Louis market data
Nearby city · ~14.6 mi
Josephville market data
Nearby city · ~14.9 mi
West Alton market data
Nearby city · ~17.4 mi
Defiance market data
Nearby city · ~18.4 mi
Wentzville market data
Nearby city · ~19.2 mi
Flint Hill market data
Nearby city · ~19.6 mi
New Melle market data
Nearby city · ~20.5 mi
Foristell market data
Nearby city · ~23.9 mi
More Missouri cities with market guides: St. Louis, Springfield, Columbia, Independence, Lee's Summit, St. Joseph, Blue Springs, Joplin.
St. Louis market data
Same-state city guide
Springfield market data
Same-state city guide
Columbia market data
Same-state city guide
Independence market data
Same-state city guide
Lee's Summit market data
Same-state city guide
St. Joseph market data
Same-state city guide
Blue Springs market data
Same-state city guide
Joplin market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Champ (~4.8 mi), Bridgeton (~5.5 mi), Maryland Heights (~5.9 mi), Hazelwood (~6.4 mi), St. Ann (~8.4 mi), Edmundson (~9.1 mi), Woodson Terrace (~9.6 mi), Breckenridge Hills (~9.7 mi), Creve Coeur (~10.0 mi), Chesterfield (~10.1 mi), Florissant (~10.1 mi), Berkeley (~10.2 mi), Overland (~10.5 mi), St. John (~10.7 mi), Kinloch (~11.0 mi), Sycamore Hills (~11.1 mi).
New construction: New homes near St. Charles (Kansas City) · New homes near St. Charles (St Louis) · Missouri new construction.
ZIP codes
ZIP codes for St. Charles
Census & home facts
St. Charles data from published sources
Population (ACS 2023)
71,048
Median home value (ACS 2023)
$280,800
Median household income (ACS 2023)
$85,522
Median gross rent (ACS 2023)
$1,186
County FHFA annual change (2025)
4.8%
County median listing price (FRED/Realtor.com) (2026-06-01)
$428,950
Census place type
city
County
St. Charles County
Land area (Census Gazetteer 2024)
25.21 sq mi
Census GEOID
2964082
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near St. Charles
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Townes At Crooked Creek ↗
Lombardo Homes · St Charles, Missouri · ~0.0 mi
Townes At Lienemann Park ↗
Lombardo Homes · St Charles, Missouri · ~0.0 mi
Village At Twin Creeks ↗
Lombardo Homes · St Charles, Missouri · ~0.0 mi
Cottleville Trails ↗
Lombardo Homes · St Charles, Missouri · ~0.0 mi
Elm Crossing ↗
McBride Homes · Saint Charles, Missouri · ~1.6 mi · from $320,000
Local life
Life in St. Charles
Schools
WENTZVILLE R-IV — 22 schools, 17,997 students enrolled, per the U.S. Department of Education's Common Core of Data. St. Charles addresses may be served by WENTZVILLE R-IV, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
St. Charles FAQ
What are houses worth in St. Charles, MO?
The Census Bureau's American Community Survey puts the median value of houses in St. Charles at $280,800. St. Charles County's current median listing price runs $428,950, up about 1.9% over the past year.
How much do houses cost in St. Charles, MO?
For owner-occupied houses in St. Charles, Census ACS data shows a median value of $280,800. Active listing prices in St. Charles County may differ — see the market snapshot above.
What types of houses are in St. Charles, MO?
St. Charles houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding St. Charles County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of St. Charles, MO?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts St. Charles's population at approximately 71,048.
What's the median rent in St. Charles, MO?
The Census ACS estimates median gross rent in St. Charles at approximately $1,186 per month.
What is the median household income in St. Charles, MO?
Census ACS data puts the median household income in St. Charles at approximately $85,522.
Is the St. Charles housing market growing?
St. Charles County's FHFA house price index shows a 4.8% annual change in 2025.
Is St. Charles, MO affordable relative to income?
Census ACS data puts St. Charles's median home value at about 3.3 times the median household income, with median gross rent equal to roughly 17% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves St. Charles, MO?
Manifest and public school-directory data suggest WENTZVILLE R-IV for many St. Charles addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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