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Advertise here →Carmel, NY · Market Data
Carmel, New York real estate market data.
Real estate market data for Carmel, NY (Putnam County) — Census median home value $491,300, county listing prices roughly flat over the past year.
Carmel, NY is in Putnam County, New York — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 7,222, with a median household income of $126,224. Census data puts Carmel's median home value at $491,300 (all owner-occupied homes); Putnam County's current median listing price runs $649,750, roughly flat over the past year.
At a glance
Carmel market snapshot
Population
7,222
Median Household Income
$126,224
Median Home Value (city)
$491,300
Median Listing Price (Putnam County)
$649,750
Median Gross Rent
$1,160/mo
Price Trend (YoY)
-0.0%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗
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What makes Carmel different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Carmel's median home value — across all owner-occupied homes, not just recent sales — at $491,300. Separately, Putnam County's current median listing price (via Realtor.com data, 2026-06-01) runs $649,750. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Putnam County's FHFA house price index shows a 3.7% annual change in 2025.
Population & Income
Carmel has an estimated population of 7,222 and a median household income of $126,224, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Carmel's Census-reported median home value works out to about 3.9x the area's median household income, and median gross rent runs roughly 11% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
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Common questions
Carmel FAQ
What are home values like in Carmel, NY?
The Census Bureau's American Community Survey puts Carmel's median home value at $491,300. Putnam County's current median listing price runs $649,750, roughly flat over the past year.
What is the population of Carmel, NY?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Carmel's population at approximately 7,222.
What's the median rent in Carmel, NY?
The Census ACS estimates median gross rent in Carmel at approximately $1,160 per month.
What is the median household income in Carmel, NY?
Census ACS data puts the median household income in Carmel at approximately $126,224.
Is the Carmel housing market growing?
Putnam County's FHFA house price index shows a 3.7% annual change in 2025.
Is Carmel, NY affordable relative to income?
Census ACS data puts Carmel's median home value at about 3.9 times the median household income, with median gross rent equal to roughly 11% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
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