Schenectady, NY · Market Data

Schenectady, New York real estate market data.

Real estate market data for Schenectady, NY (Schenectady County) — Census median home value $152,000, county listing prices down about 8.2% over the past year.

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Schenectady, NY is in Schenectady County, New York — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 68,521, with a median household income of $56,398. Census data puts Schenectady's median home value at $152,000 (all owner-occupied homes); Schenectady County's current median listing price runs $312,450, down about 8.2% over the past year.

At a glance

Schenectady market snapshot

Population

68,521

Median Household Income

$56,398

Median Home Value (city)

$152,000

Median Listing Price (Schenectady County)

$312,450

Median Gross Rent

$1,109/mo

Price Trend (YoY)

-8.2%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗

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Why Schenectady

What makes Schenectady different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Schenectady's median home value — across all owner-occupied homes, not just recent sales — at $152,000. Separately, Schenectady County's current median listing price (via Realtor.com data, 2026-06-01) runs $312,450. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Schenectady County's FHFA house price index shows a 4.15% annual change in 2025.

Population & Income

Schenectady has an estimated population of 68,521 and a median household income of $56,398, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Schenectady's Census-reported median home value works out to about 2.7x the area's median household income, and median gross rent runs roughly 24% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

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Common questions

Schenectady FAQ

What are home values like in Schenectady, NY?

The Census Bureau's American Community Survey puts Schenectady's median home value at $152,000. Schenectady County's current median listing price runs $312,450, down about 8.2% over the past year.

What is the population of Schenectady, NY?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Schenectady's population at approximately 68,521.

What's the median rent in Schenectady, NY?

The Census ACS estimates median gross rent in Schenectady at approximately $1,109 per month.

What is the median household income in Schenectady, NY?

Census ACS data puts the median household income in Schenectady at approximately $56,398.

Is the Schenectady housing market growing?

Schenectady County's FHFA house price index shows a 4.15% annual change in 2025.

Is Schenectady, NY affordable relative to income?

Census ACS data puts Schenectady's median home value at about 2.7 times the median household income, with median gross rent equal to roughly 24% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

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