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Advertise here →Oneonta, NY · Houses & Market Data
Oneonta, New York houses and real estate market data.
Houses in Oneonta, NY (Otsego County) — Census median home value $187,800, county listing prices up about 1.9% over the past year. Market data for Oneonta houses and the broader area.
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Oneonta, NY is in Otsego County, New York — this guide covers houses in Oneonta and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 14,467, with a median household income of $65,031. Census data puts Oneonta houses at a median value of $187,800 (all owner-occupied homes); Otsego County's current median listing price runs $313,000, up about 1.9% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Oneonta housing market
Oneonta is in Otsego County, New York. Manifest Census and county price-trend data provide baseline context for houses in Oneonta and the surrounding county market.
Median home value (Census ACS)
$187,800
Population (Census ACS)
14,467
Median household income
$65,031
County price trend (2025)
5.43% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Oneonta market snapshot
Population
14,467
County
Otsego County
Median Household Income
$65,031
Median Home Value (city)
$187,800
Median Listing Price (Otsego County)
$313,000
Median Gross Rent
$986/mo
Price Trend (YoY)
+1.9%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Oneonta different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Oneonta's median home value — across all owner-occupied homes, not just recent sales — at $187,800. Separately, Otsego County's current median listing price (via Realtor.com data, 2026-06-01) runs $313,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Otsego County's FHFA house price index shows a 5.43% annual change in 2025.
Population & Income
Oneonta has an estimated population of 14,467 and a median household income of $65,031, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Oneonta's Census-reported median home value works out to about 2.9x the area's median household income, and median gross rent runs roughly 18% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Oneonta
County guide: Otsego County — cities, market context, and local resources for the county that includes Oneonta.
USAHouses.com also helps visitors looking in nearby Otsego County and other New York communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include West End, Laurens, Otego, Portlandville, Mount Vision, Wells Bridge, Morris, Milford, Gilbertsville, Schenevus, Hartwick, Garrattsville, Hartwick Seminary, Unadilla, Cooperstown, Fly Creek.
West End market data
Nearby city · ~2.0 mi
Laurens market data
Nearby city · ~5.4 mi
Otego market data
Nearby city · ~7.2 mi
Portlandville market data
Nearby city · ~7.8 mi
Mount Vision market data
Nearby city · ~8.9 mi
Wells Bridge market data
Nearby city · ~10.7 mi
Morris market data
Nearby city · ~11.1 mi
Milford market data
Nearby city · ~11.2 mi
Gilbertsville market data
Nearby city · ~13.1 mi
Schenevus market data
Nearby city · ~13.9 mi
Hartwick market data
Nearby city · ~14.1 mi
Garrattsville market data
Nearby city · ~14.6 mi
Hartwick Seminary market data
Nearby city · ~14.7 mi
Unadilla market data
Nearby city · ~15.4 mi
Cooperstown market data
Nearby city · ~18.2 mi
Fly Creek market data
Nearby city · ~18.8 mi
More New York cities with market guides: Yonkers, Syracuse, Albany, New Rochelle, Cheektowaga, Mount Vernon, Schenectady, Utica.
Yonkers market data
Same-state city guide
Syracuse market data
Same-state city guide
Albany market data
Same-state city guide
New Rochelle market data
Same-state city guide
Cheektowaga market data
Same-state city guide
Mount Vernon market data
Same-state city guide
Schenectady market data
Same-state city guide
Utica market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Davenport Center (~8.0 mi), Franklin (~9.4 mi), Delhi (~14.5 mi), Bloomville (~15.0 mi), New Berlin (~18.0 mi), Sidney (~19.7 mi), Walton (~20.0 mi), Hobart (~21.1 mi), Guilford (~21.6 mi), Stamford (~23.2 mi), Andes (~23.6 mi), Bainbridge (~23.6 mi), Jefferson (~23.7 mi), Norwich (~23.8 mi), Downsville (~25.8 mi), Sherburne (~26.9 mi).
New construction: New homes near Oneonta (New York City) · New York new construction.
Census & home facts
Oneonta data from published sources
Population (ACS 2023)
14,467
Median home value (ACS 2023)
$187,800
Median household income (ACS 2023)
$65,031
Median gross rent (ACS 2023)
$986
County FHFA annual change (2025)
5.43%
County median listing price (FRED/Realtor.com) (2026-06-01)
$313,000
Census place type
city
County
Otsego County
Land area (Census Gazetteer 2024)
4.36 sq mi
Census GEOID
3654881
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Oneonta
Availability and pricing are controlled by the builder and may change; confirm with the builder.
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Local life
Life in Oneonta
Schools
ONEONTA CITY SCHOOL DISTRICT — 5 schools, 1,665 students enrolled, per the U.S. Department of Education's Common Core of Data. Otsego addresses may be served by ONEONTA CITY SCHOOL DISTRICT, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Oneonta FAQ
What are houses worth in Oneonta, NY?
The Census Bureau's American Community Survey puts the median value of houses in Oneonta at $187,800. Otsego County's current median listing price runs $313,000, up about 1.9% over the past year.
How much do houses cost in Oneonta, NY?
For owner-occupied houses in Oneonta, Census ACS data shows a median value of $187,800. Active listing prices in Otsego County may differ — see the market snapshot above.
What types of houses are in Oneonta, NY?
Oneonta houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Otsego County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Oneonta, NY?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Oneonta's population at approximately 14,467.
What's the median rent in Oneonta, NY?
The Census ACS estimates median gross rent in Oneonta at approximately $986 per month.
What is the median household income in Oneonta, NY?
Census ACS data puts the median household income in Oneonta at approximately $65,031.
Is the Oneonta housing market growing?
Otsego County's FHFA house price index shows a 5.43% annual change in 2025.
Is Oneonta, NY affordable relative to income?
Census ACS data puts Oneonta's median home value at about 2.9 times the median household income, with median gross rent equal to roughly 18% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Oneonta, NY?
Manifest and public school-directory data suggest ONEONTA CITY SCHOOL DISTRICT for many Oneonta addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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