Cudjoe Key, FL · Houses & Market Data

Cudjoe Key, Florida houses and real estate market data.

Houses in Cudjoe Key, FL (Monroe County) — Census median home value $707,700, county listing prices down about 7.7% over the past year. Market data for Cudjoe Key houses and the broader area.

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Cudjoe Key, FL is in Monroe County, Florida — this guide covers houses in Cudjoe Key and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 2,478, with a median household income of $84,890. Census data puts Cudjoe Key houses at a median value of $707,700 (all owner-occupied homes); Monroe County's current median listing price runs $1,199,000, down about 7.7% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Cudjoe Key housing market

Cudjoe Key is in Monroe County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Cudjoe Key and the surrounding county market.

Median home value (Census ACS)

$707,700

Population (Census ACS)

2,478

Median household income

$84,890

County price trend (2025)

2.11% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Cudjoe Key market snapshot

Population

2,478

County

Monroe County

Median Household Income

$84,890

Median Home Value (city)

$707,700

Median Listing Price (Monroe County)

$1,199,000

Median Gross Rent

$1,875/mo

Price Trend (YoY)

-7.7%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Cudjoe Key

What makes Cudjoe Key different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Cudjoe Key's median home value — across all owner-occupied homes, not just recent sales — at $707,700. Separately, Monroe County's current median listing price (via Realtor.com data, 2026-06-01) runs $1,199,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Monroe County's FHFA house price index shows a 2.11% annual change in 2025.

Population & Income

Cudjoe Key has an estimated population of 2,478 and a median household income of $84,890, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Cudjoe Key's Census-reported median home value works out to about 8.3x the area's median household income, and median gross rent runs roughly 27% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Cudjoe Key

County guide: Monroe County — cities, market context, and local resources for the county that includes Cudjoe Key.

USAHouses.com also helps visitors looking in nearby Monroe County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Big Pine Key, Big Coppitt Key, Stock Island, Key West, Marathon, Key Colony Beach, Duck Key, Layton, Islamorada, Village of Islands, Tavernier, Key Largo, North Key Largo.

More Florida cities with market guides: St. Petersburg, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs.

Adjacent-county Census places with USAHouses.com pages: Chokoloskee (~78.9 mi), Plantation Island (~81.1 mi), Everglades (~81.8 mi), Florida City (~83.5 mi), Homestead (~85.6 mi), Goodland (~86.6 mi), Leisure City (~87.2 mi), Marco Island (~87.5 mi), Naranja (~88.9 mi), Homestead Base (~89.4 mi), Princeton (~91.1 mi), Marco Shores-Hammock Bay (~91.8 mi), Goulds (~92.5 mi), Richmond West (~92.8 mi), Country Walk (~93.7 mi), South Miami Heights (~93.8 mi).

New construction: New homes near Cudjoe Key (Apopka) · New homes near Cudjoe Key (Belleview) · Florida new construction.

ZIP codes

ZIP codes for Cudjoe Key

See all ZIP codes in Monroe County →

Census & home facts

Cudjoe Key data from published sources

Population (ACS 2023)

2,478

Median home value (ACS 2023)

$707,700

Median household income (ACS 2023)

$84,890

Median gross rent (ACS 2023)

$1,875

County FHFA annual change (2025)

2.11%

County median listing price (FRED/Realtor.com) (2026-06-01)

$1,199,000

Census place type

CDP

County

Monroe County

Land area (Census Gazetteer 2024)

5.17 sq mi

Census GEOID

1215862

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Cudjoe Key

Schools

MONROE — 24 schools, 8,929 students enrolled, per the U.S. Department of Education's Common Core of Data. Monroe addresses may be served by MONROE, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Cudjoe Key FAQ

What are houses worth in Cudjoe Key, FL?

The Census Bureau's American Community Survey puts the median value of houses in Cudjoe Key at $707,700. Monroe County's current median listing price runs $1,199,000, down about 7.7% over the past year.

How much do houses cost in Cudjoe Key, FL?

For owner-occupied houses in Cudjoe Key, Census ACS data shows a median value of $707,700. Active listing prices in Monroe County may differ — see the market snapshot above.

What types of houses are in Cudjoe Key, FL?

Cudjoe Key houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Monroe County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Cudjoe Key, FL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Cudjoe Key's population at approximately 2,478.

What's the median rent in Cudjoe Key, FL?

The Census ACS estimates median gross rent in Cudjoe Key at approximately $1,875 per month.

What is the median household income in Cudjoe Key, FL?

Census ACS data puts the median household income in Cudjoe Key at approximately $84,890.

Is the Cudjoe Key housing market growing?

Monroe County's FHFA house price index shows a 2.11% annual change in 2025.

Is Cudjoe Key, FL affordable relative to income?

Census ACS data puts Cudjoe Key's median home value at about 8.3 times the median household income, with median gross rent equal to roughly 27% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Cudjoe Key, FL?

Manifest and public school-directory data suggest MONROE for many Cudjoe Key addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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