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Text (352) 352-5665Cudjoe Key, FL · Market Data
Cudjoe Key, Florida real estate market data.
Real estate market data for Cudjoe Key, FL (Monroe County) — Census median home value $707,700, county listing prices down about 7.7% over the past year.
Cudjoe Key, FL is in Monroe County, Florida — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 2,478, with a median household income of $84,890. Census data puts Cudjoe Key's median home value at $707,700 (all owner-occupied homes); Monroe County's current median listing price runs $1,199,000, down about 7.7% over the past year.
At a glance
Cudjoe Key market snapshot
Population
2,478
Median Household Income
$84,890
Median Home Value (city)
$707,700
Median Listing Price (Monroe County)
$1,199,000
Median Gross Rent
$1,875/mo
Price Trend (YoY)
-7.7%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗
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What makes Cudjoe Key different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Cudjoe Key's median home value — across all owner-occupied homes, not just recent sales — at $707,700. Separately, Monroe County's current median listing price (via Realtor.com data, 2026-06-01) runs $1,199,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Monroe County's FHFA house price index shows a 2.11% annual change in 2025.
Population & Income
Cudjoe Key has an estimated population of 2,478 and a median household income of $84,890, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Cudjoe Key's Census-reported median home value works out to about 8.3x the area's median household income, and median gross rent runs roughly 27% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
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Common questions
Cudjoe Key FAQ
What are home values like in Cudjoe Key, FL?
The Census Bureau's American Community Survey puts Cudjoe Key's median home value at $707,700. Monroe County's current median listing price runs $1,199,000, down about 7.7% over the past year.
What is the population of Cudjoe Key, FL?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Cudjoe Key's population at approximately 2,478.
What's the median rent in Cudjoe Key, FL?
The Census ACS estimates median gross rent in Cudjoe Key at approximately $1,875 per month.
What is the median household income in Cudjoe Key, FL?
Census ACS data puts the median household income in Cudjoe Key at approximately $84,890.
Is the Cudjoe Key housing market growing?
Monroe County's FHFA house price index shows a 2.11% annual change in 2025.
Is Cudjoe Key, FL affordable relative to income?
Census ACS data puts Cudjoe Key's median home value at about 8.3 times the median household income, with median gross rent equal to roughly 27% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
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