Harbor Bluffs, FL · Houses & Market Data

Harbor Bluffs, Florida houses and real estate market data.

Houses in Harbor Bluffs, FL (Pinellas County) — Census median home value $553,800, county listing prices down about 2.3% over the past year. Market data for Harbor Bluffs houses and the broader area.

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Harbor Bluffs, FL is in Pinellas County, Florida — this guide covers houses in Harbor Bluffs and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 3,020, with a median household income of $129,569. Census data puts Harbor Bluffs houses at a median value of $553,800 (all owner-occupied homes); Pinellas County's current median listing price runs $430,000, down about 2.3% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Harbor Bluffs housing market

Harbor Bluffs is in Pinellas County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Harbor Bluffs and the surrounding county market.

Median home value (Census ACS)

$553,800

Population (Census ACS)

3,020

Median household income

$129,569

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County-level FHFA price trend was not available in the manifest row.

At a glance

Harbor Bluffs market snapshot

Population

3,020

County

Pinellas County

Median Household Income

$129,569

Median Home Value (city)

$553,800

Median Listing Price (Pinellas County)

$430,000

Median Gross Rent

$3,501/mo

Price Trend (YoY)

-2.3%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Harbor Bluffs

What makes Harbor Bluffs different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Harbor Bluffs's median home value — across all owner-occupied homes, not just recent sales — at $553,800. Separately, Pinellas County's current median listing price (via Realtor.com data, 2026-06-01) runs $430,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Pinellas County's FHFA house price index shows a -2.04% annual change in 2025.

Population & Income

Harbor Bluffs has an estimated population of 3,020 and a median household income of $129,569, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Harbor Bluffs's Census-reported median home value works out to about 4.3x the area's median household income, and median gross rent runs roughly 32% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Harbor Bluffs

County guide: Pinellas County — cities, market context, and local resources for the county that includes Harbor Bluffs.

USAHouses.com also helps visitors looking in nearby Pinellas County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Belleair Bluffs, Belleair Shore, Indian Rocks Beach, Belleair Beach, Ridgecrest, Belleair, Largo, Indian Shores, Seminole, Redington Shores, Bardmoor, Clearwater, North Redington Beach, Redington Beach, Bay Pines, South Highpoint.

More Florida cities with market guides: Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs, Lehigh Acres.

Adjacent-county Census places with USAHouses.com pages: Town 'n' Country (~16.8 mi), Westchase (~16.8 mi), Citrus Park (~19.7 mi), Holiday (~19.9 mi), Key Vista (~20.1 mi), Keystone (~20.2 mi), Egypt Lake-Leto (~21.0 mi), Beacon Square (~21.5 mi), Tampa (~21.6 mi), Carrollwood (~21.6 mi), Trinity (~21.8 mi), Elfers (~22.1 mi), Northdale (~22.7 mi), Lake Magdalene (~24.1 mi), New Port Richey (~24.3 mi), Cheval (~25.1 mi).

New construction: New homes near Harbor Bluffs (Apopka) · New homes near Harbor Bluffs (Belleview) · Florida new construction.

Census & home facts

Harbor Bluffs data from published sources

Population (ACS 2023)

3,020

Median home value (ACS 2023)

$553,800

Median household income (ACS 2023)

$129,569

Median gross rent (ACS 2023)

$3,501

County FHFA annual change (2025)

-2.04%

County median listing price (FRED/Realtor.com) (2026-06-01)

$430,000

Census place type

CDP

County

Pinellas County

Land area (Census Gazetteer 2024)

0.69 sq mi

Census GEOID

1228650

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Harbor Bluffs

Schools

PINELLAS — 154 schools, 93,702 students enrolled, per the U.S. Department of Education's Common Core of Data. Pinellas addresses may be served by PINELLAS, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Harbor Bluffs FAQ

What are houses worth in Harbor Bluffs, FL?

The Census Bureau's American Community Survey puts the median value of houses in Harbor Bluffs at $553,800. Pinellas County's current median listing price runs $430,000, down about 2.3% over the past year.

How much do houses cost in Harbor Bluffs, FL?

For owner-occupied houses in Harbor Bluffs, Census ACS data shows a median value of $553,800. Active listing prices in Pinellas County may differ — see the market snapshot above.

What types of houses are in Harbor Bluffs, FL?

Harbor Bluffs houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Pinellas County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Harbor Bluffs, FL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Harbor Bluffs's population at approximately 3,020.

What's the median rent in Harbor Bluffs, FL?

The Census ACS estimates median gross rent in Harbor Bluffs at approximately $3,501 per month.

What is the median household income in Harbor Bluffs, FL?

Census ACS data puts the median household income in Harbor Bluffs at approximately $129,569.

Is the Harbor Bluffs housing market growing?

Pinellas County's FHFA house price index shows a -2.04% annual change in 2025.

Is Harbor Bluffs, FL affordable relative to income?

Census ACS data puts Harbor Bluffs's median home value at about 4.3 times the median household income, with median gross rent equal to roughly 32% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Harbor Bluffs, FL?

Manifest and public school-directory data suggest PINELLAS for many Harbor Bluffs addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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