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Text (352) 352-5665St. Cloud, FL · Market Data
St. Cloud, Florida real estate market data.
Real estate market data for St. Cloud, FL (Osceola County) — Census median home value $324,100, county listing prices down about 3.5% over the past year.
St. Cloud, FL is in Osceola County, Florida — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 61,963, with a median household income of $76,196. Census data puts St. Cloud's median home value at $324,100 (all owner-occupied homes); Osceola County's current median listing price runs $415,000, down about 3.5% over the past year.
At a glance
St. Cloud market snapshot
Population
61,963
Median Household Income
$76,196
Median Home Value (city)
$324,100
Median Listing Price (Osceola County)
$415,000
Median Gross Rent
$1,528/mo
Price Trend (YoY)
-3.5%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗
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What makes St. Cloud different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts St. Cloud's median home value — across all owner-occupied homes, not just recent sales — at $324,100. Separately, Osceola County's current median listing price (via Realtor.com data, 2026-06-01) runs $415,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Osceola County's FHFA house price index shows a -0.15% annual change in 2025.
Population & Income
St. Cloud has an estimated population of 61,963 and a median household income of $76,196, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
St. Cloud's Census-reported median home value works out to about 4.3x the area's median household income, and median gross rent runs roughly 24% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
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Common questions
St. Cloud FAQ
What are home values like in St. Cloud, FL?
The Census Bureau's American Community Survey puts St. Cloud's median home value at $324,100. Osceola County's current median listing price runs $415,000, down about 3.5% over the past year.
What is the population of St. Cloud, FL?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts St. Cloud's population at approximately 61,963.
What's the median rent in St. Cloud, FL?
The Census ACS estimates median gross rent in St. Cloud at approximately $1,528 per month.
What is the median household income in St. Cloud, FL?
Census ACS data puts the median household income in St. Cloud at approximately $76,196.
Is the St. Cloud housing market growing?
Osceola County's FHFA house price index shows a -0.15% annual change in 2025.
Is St. Cloud, FL affordable relative to income?
Census ACS data puts St. Cloud's median home value at about 4.3 times the median household income, with median gross rent equal to roughly 24% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
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