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Advertise here →Toccoa, GA · Houses & Market Data
Toccoa, Georgia houses and real estate market data.
Houses in Toccoa, GA (Stephens County) — Census median home value $155,200, county listing prices up about 9.2% over the past year. Market data for Toccoa houses and the broader area.
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Toccoa, GA is in Stephens County, Georgia — this guide covers houses in Toccoa and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 9,173, with a median household income of $48,706. Census data puts the median value of houses in Toccoa at $155,200.
Info from government sites and builders may have provided source info.
Market overview
Toccoa housing market
Toccoa is in Stephens County, Georgia. Manifest Census and county price-trend data provide baseline context for houses in Toccoa and the surrounding county market.
Median home value (Census ACS)
$155,200
Population (Census ACS)
9,173
Median household income
$48,706
County price trend (2025)
9.25% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Toccoa market snapshot
Population
9,173
County
Stephens County
Median Household Income
$48,706
Median Home Value (city)
$155,200
Median Gross Rent
$776/mo
Price Trend (YoY)
+9.2%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Toccoa different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Toccoa's median home value — across all owner-occupied homes, not just recent sales — at $155,200.
County Price Trend
Stephens County's FHFA house price index shows a 9.25% annual change in 2025.
Population & Income
Toccoa has an estimated population of 9,173 and a median household income of $48,706, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Toccoa's Census-reported median home value works out to about 3.2x the area's median household income, and median gross rent runs roughly 19% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Toccoa
County guide: Stephens County — cities, market context, and local resources for the county that includes Toccoa.
USAHouses.com also helps visitors looking in nearby Stephens County and other Georgia communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Avalon.
More Georgia cities with market guides: Columbus, Augusta, Macon-Bibb County, Athens-Clarke County, South Fulton, Sandy Springs, Roswell, Johns Creek.
Columbus market data
Same-state city guide
Augusta market data
Same-state city guide
Macon-Bibb County market data
Same-state city guide
Athens-Clarke County market data
Same-state city guide
South Fulton market data
Same-state city guide
Sandy Springs market data
Same-state city guide
Roswell market data
Same-state city guide
Johns Creek market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Martin (~9.9 mi), Mount Airy (~10.5 mi), Tallulah Falls (~10.5 mi), Clarkesville (~11.5 mi), Demorest (~12.3 mi), Cornelia (~12.5 mi), Baldwin (~13.6 mi), Gumlog (~14.5 mi), Carnesville (~15.1 mi), Lavonia (~16.1 mi), Alto (~16.1 mi), Raoul (~17.8 mi), Homer (~19.4 mi), Bowersville (~19.9 mi), Canon (~20.7 mi), Lula (~22.9 mi).
New construction: New homes near Toccoa (Atlanta) · Georgia new construction.
Census & home facts
Toccoa data from published sources
Population (ACS 2023)
9,173
Median home value (ACS 2023)
$155,200
Median household income (ACS 2023)
$48,706
Median gross rent (ACS 2023)
$776
County FHFA annual change (2025)
9.25%
Census place type
city
County
Stephens County
Land area (Census Gazetteer 2024)
9.37 sq mi
Census GEOID
1376756
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Toccoa
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Heirloom Farms ↗
D.R. Horton · Westminster, South Carolina · ~16.6 mi · from $298,990
Coopers Mill ↗
Ryan Homes · Westminster, South Carolina · ~17.3 mi · from $209,990
Airy Springs ↗
Dream Finders Homes · Walhalla, South Carolina · ~18.2 mi · from $275,900
Garrison Farms ↗
Ryan Homes · Seneca, South Carolina · ~21.3 mi · from $249,990
Seneca Falls ↗
D.R. Horton · Seneca, South Carolina · ~21.4 mi · from $264,900
Local life
Life in Toccoa
Schools
Stephens County — 6 schools, 3,840 students enrolled, per the U.S. Department of Education's Common Core of Data. Stephens addresses may be served by Stephens County, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Toccoa FAQ
What are houses worth in Toccoa, GA?
The Census Bureau's American Community Survey puts the median value of houses in Toccoa at $155,200.
How much do houses cost in Toccoa, GA?
For owner-occupied houses in Toccoa, Census ACS data shows a median value of $155,200. Active listing prices in Stephens County may differ — see the market snapshot above.
What types of houses are in Toccoa, GA?
Toccoa houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Stephens County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Toccoa, GA?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Toccoa's population at approximately 9,173.
What's the median rent in Toccoa, GA?
The Census ACS estimates median gross rent in Toccoa at approximately $776 per month.
What is the median household income in Toccoa, GA?
Census ACS data puts the median household income in Toccoa at approximately $48,706.
Is the Toccoa housing market growing?
Stephens County's FHFA house price index shows a 9.25% annual change in 2025.
Is Toccoa, GA affordable relative to income?
Census ACS data puts Toccoa's median home value at about 3.2 times the median household income, with median gross rent equal to roughly 19% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Toccoa, GA?
Manifest and public school-directory data suggest Stephens County for many Toccoa addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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