Oswego, IL · Houses & Market Data

Oswego, Illinois houses and real estate market data.

Houses in Oswego, IL (Kendall County) — Census median home value $319,000, county listing prices up about 4.7% over the past year. Market data for Oswego houses and the broader area.

I'm buying in Oswego → I'm selling / what's my home worth? →
554 Keys Blvd Clearlake Oaks CA Lake Home For Sale Canal View
FEATURED LISTING: WATERFRONT LAKE HOME FOR SALE
Clearlake Oaks Canal-Front Oasis
$425,000 • 3 Beds • 2 Baths • 1,204 Sq Ft
554 Keys, Clearlake Oaks, CA 95423
Luxury Living Lake Lifestyle – Deep Water Access to Clear Lake: PAID-OFF SOLAR • 10-Ft Concrete Seawall • Double Boat Lifts & Private Dock • Hot Tub • Mini-Split HVAC • Close to SF Bay / Wine Country • Cleanest Air in America (Lake County CA) • Spacious Patio and Deck • Open Floor Plan • RV/Boat Parking • Want the Boats? • Make Offer ASAP This Lake Home For Sale in California won't last!
*Listed by Scott Brown, eXp Realty of California, Inc. DRE #01956840. Inquiries delivered directly to listing agent. Search.USAHouses.com*
Contact Agent Direct:
Scott Brown - eXp Realty
Scott@USAHouses.com
Call/Text (707) 474-8855
Click Anywhere on Ad for More Info / Listing Page

Oswego, IL is in Kendall County, Illinois — this guide covers houses in Oswego and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 35,463, with a median household income of $119,881. Census data puts Oswego houses at a median value of $319,000 (all owner-occupied homes); Kendall County's current median listing price runs $445,000, up about 4.7% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Oswego housing market

Oswego is in Kendall County, Illinois. Manifest Census and county price-trend data provide baseline context for houses in Oswego and the surrounding county market.

Median home value (Census ACS)

$319,000

Population (Census ACS)

35,463

Median household income

$119,881

County price trend (2025)

6.92% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Oswego market snapshot

Population

35,463

County

Kendall County

Median Household Income

$119,881

Median Home Value (city)

$319,000

Median Listing Price (Kendall County)

$445,000

Median Gross Rent

$1,823/mo

Price Trend (YoY)

+4.7%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

Local resources

Get help buying or selling in Oswego

Open

Local agent spot

This featured-agent spot is open for a licensed local real estate professional in Illinois.

Advertise here →

What can I afford?

Estimate a comfortable price range in under a minute, then connect with a lender for real numbers.

Rough estimate only (28% of income toward housing, ~6.5% illustrative rate, 30-year term) — not a loan offer or pre-qualification. Connect with a lender for real numbers →

Open

Advertise to local buyers

Lenders, inspectors, movers, and other local pros — this spot is open.

Advertise here →

Why Oswego

What makes Oswego different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Oswego's median home value — across all owner-occupied homes, not just recent sales — at $319,000. Separately, Kendall County's current median listing price (via Realtor.com data, 2026-06-01) runs $445,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Kendall County's FHFA house price index shows a 6.92% annual change in 2025.

Population & Income

Oswego has an estimated population of 35,463 and a median household income of $119,881, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Oswego's Census-reported median home value works out to about 2.7x the area's median household income, and median gross rent runs roughly 18% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Oswego

County guide: Kendall County — cities, market context, and local resources for the county that includes Oswego.

USAHouses.com also helps visitors looking in nearby Kendall County and other Illinois communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Boulder Hill, Yorkville, Plainfield, Plano, Plattville, Millbrook, Joliet, Lisbon, Newark, Millington.

More Illinois cities with market guides: Aurora, Joliet, Naperville, Rockford, Elgin, Springfield, Peoria, Waukegan.

Adjacent-county Census places with USAHouses.com pages: Montgomery (~2.8 mi), Aurora (~6.1 mi), Sugar Grove (~8.2 mi), Prestbury (~8.3 mi), North Aurora (~8.7 mi), Naperville (~10.2 mi), Big Rock (~11.3 mi), Batavia (~11.5 mi), Bolingbrook (~12.0 mi), Crystal Lawns (~12.0 mi), Warrenville (~12.3 mi), Sunnyland (~12.6 mi), Romeoville (~12.9 mi), Shorewood (~13.1 mi), Geneva (~13.8 mi), Crest Hill (~13.9 mi).

New construction: New homes near Oswego (Chicago) · Illinois new construction.

Census & home facts

Oswego data from published sources

Population (ACS 2023)

35,463

Median home value (ACS 2023)

$319,000

Median household income (ACS 2023)

$119,881

Median gross rent (ACS 2023)

$1,823

County FHFA annual change (2025)

6.92%

County median listing price (FRED/Realtor.com) (2026-06-01)

$445,000

Census place type

village

County

Kendall County

Land area (Census Gazetteer 2024)

15.83 sq mi

Census GEOID

1756887

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Oswego

Schools

CUSD 308 — 22 schools, 16,940 students enrolled, per the U.S. Department of Education's Common Core of Data. Kendall addresses may be served by CUSD 308, but attendance zones vary by street — confirm assigned schools with the district before making a move.

Reach Oswego buyers

Builders: feature your communities in front of Oswego buyers — learn about advertising ↗

Want to own this market? Ask about our Oswego domains — see available domains ↗

Common questions

Oswego FAQ

What are houses worth in Oswego, IL?

The Census Bureau's American Community Survey puts the median value of houses in Oswego at $319,000. Kendall County's current median listing price runs $445,000, up about 4.7% over the past year.

How much do houses cost in Oswego, IL?

For owner-occupied houses in Oswego, Census ACS data shows a median value of $319,000. Active listing prices in Kendall County may differ — see the market snapshot above.

What types of houses are in Oswego, IL?

Oswego houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Kendall County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Oswego, IL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Oswego's population at approximately 35,463.

What's the median rent in Oswego, IL?

The Census ACS estimates median gross rent in Oswego at approximately $1,823 per month.

What is the median household income in Oswego, IL?

Census ACS data puts the median household income in Oswego at approximately $119,881.

Is the Oswego housing market growing?

Kendall County's FHFA house price index shows a 6.92% annual change in 2025.

Is Oswego, IL affordable relative to income?

Census ACS data puts Oswego's median home value at about 2.7 times the median household income, with median gross rent equal to roughly 18% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Oswego, IL?

Manifest and public school-directory data suggest CUSD 308 for many Oswego addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

Search Oswego

Look up homes in Oswego

Search USAHouses.com places, or open verified new construction on NewUSAHouses.com.

New construction in Illinois ↗

Get connected

Find your Oswego new home

Prices, availability, and incentives change weekly and don't always make it onto this page. Tell us your area, budget, and timeline and we'll point you to communities that fit — including options we track but haven't published here yet.

Get connected in Oswego

Get the Oswego market guide

Tell us what you're looking for — buy, sell, both, invest, rent, or you're an agent, builder, vendor, or advertiser. Include where you want to buy or sell and your address if relevant, and we'll route you to the right resource.

Buyer · Seller · Both · Investor · Renter · Agent/Broker · New Home Builder · Vendor/Service Pro · Advertiser · Other