Sterling, IL · Houses & Market Data

Sterling, Illinois houses and real estate market data.

Houses in Sterling, IL (Whiteside County) — Census median home value $107,800, county listing prices up about 16.2% over the past year. Market data for Sterling houses and the broader area.

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Sterling, IL is in Whiteside County, Illinois — this guide covers houses in Sterling and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 14,670, with a median household income of $52,647. Census data puts Sterling houses at a median value of $107,800 (all owner-occupied homes); Whiteside County's current median listing price runs $179,450, up about 16.2% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Sterling housing market

Sterling is in Whiteside County, Illinois. Manifest Census and county price-trend data provide baseline context for houses in Sterling and the surrounding county market.

Median home value (Census ACS)

$107,800

Population (Census ACS)

14,670

Median household income

$52,647

County price trend (2025)

3.98% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Sterling market snapshot

Population

14,670

County

Whiteside County

Median Household Income

$52,647

Median Home Value (city)

$107,800

Median Listing Price (Whiteside County)

$179,450

Median Gross Rent

$780/mo

Price Trend (YoY)

+16.2%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Sterling

What makes Sterling different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Sterling's median home value — across all owner-occupied homes, not just recent sales — at $107,800. Separately, Whiteside County's current median listing price (via Realtor.com data, 2026-06-01) runs $179,450. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Whiteside County's FHFA house price index shows a 3.98% annual change in 2025.

Population & Income

Sterling has an estimated population of 14,670 and a median household income of $52,647, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Sterling's Census-reported median home value works out to about 2.0x the area's median household income, and median gross rent runs roughly 18% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Sterling

County guide: Whiteside County — cities, market context, and local resources for the county that includes Sterling.

USAHouses.com also helps visitors looking in nearby Whiteside County and other Illinois communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Rock Falls, Galt, Como, Coleta, Tampico, Lyndon, Deer Grove, Morrison, Prophetstown, Erie, Fulton, Albany.

More Illinois cities with market guides: Aurora, Joliet, Naperville, Rockford, Elgin, Springfield, Peoria, Waukegan.

Adjacent-county Census places with USAHouses.com pages: Nelson (~4.6 mi), Harmon (~9.0 mi), Dixon (~11.6 mi), Milledgeville (~12.0 mi), Nachusa (~16.1 mi), Walnut (~17.6 mi), Chadwick (~17.8 mi), Amboy (~19.2 mi), New Bedford (~19.9 mi), Franklin Grove (~20.6 mi), Ohio (~20.8 mi), Lee Center (~21.9 mi), Lanark (~22.0 mi), Hooppole (~22.3 mi), Manlius (~23.8 mi), Shannon (~24.5 mi).

New construction: New homes near Sterling (Chicago) · Illinois new construction.

Census & home facts

Sterling data from published sources

Population (ACS 2023)

14,670

Median home value (ACS 2023)

$107,800

Median household income (ACS 2023)

$52,647

Median gross rent (ACS 2023)

$780

County FHFA annual change (2025)

3.98%

County median listing price (FRED/Realtor.com) (2026-06-01)

$179,450

Census place type

city

County

Whiteside County

Land area (Census Gazetteer 2024)

5.95 sq mi

Census GEOID

1772546

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Sterling

Schools

Sterling CUSD 5 — 6 schools, 3,264 students enrolled, per the U.S. Department of Education's Common Core of Data. Whiteside addresses may be served by Sterling CUSD 5, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Sterling FAQ

What are houses worth in Sterling, IL?

The Census Bureau's American Community Survey puts the median value of houses in Sterling at $107,800. Whiteside County's current median listing price runs $179,450, up about 16.2% over the past year.

How much do houses cost in Sterling, IL?

For owner-occupied houses in Sterling, Census ACS data shows a median value of $107,800. Active listing prices in Whiteside County may differ — see the market snapshot above.

What types of houses are in Sterling, IL?

Sterling houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Whiteside County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Sterling, IL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Sterling's population at approximately 14,670.

What's the median rent in Sterling, IL?

The Census ACS estimates median gross rent in Sterling at approximately $780 per month.

What is the median household income in Sterling, IL?

Census ACS data puts the median household income in Sterling at approximately $52,647.

Is the Sterling housing market growing?

Whiteside County's FHFA house price index shows a 3.98% annual change in 2025.

Is Sterling, IL affordable relative to income?

Census ACS data puts Sterling's median home value at about 2.0 times the median household income, with median gross rent equal to roughly 18% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Sterling, IL?

Manifest and public school-directory data suggest Sterling CUSD 5 for many Sterling addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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