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Advertise here →Germantown, TN · Houses & Market Data
Germantown, Tennessee houses and real estate market data.
Houses in Germantown, TN (Shelby County) — Census median home value $441,200, county listing prices down about 19.6% over the past year. Market data for Germantown houses and the broader area.
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Germantown, TN is in Shelby County, Tennessee — this guide covers houses in Germantown and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 40,812, with a median household income of $144,799. Census data puts Germantown houses at a median value of $441,200 (all owner-occupied homes); Shelby County's current median listing price runs $250,000, down about 19.6% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Germantown housing market
Germantown is in Shelby County, Tennessee. Manifest Census and county price-trend data provide baseline context for houses in Germantown and the surrounding county market.
Median home value (Census ACS)
$441,200
Population (Census ACS)
40,812
Median household income
$144,799
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County-level FHFA price trend was not available in the manifest row.
At a glance
Germantown market snapshot
Population
40,812
County
Shelby County
Median Household Income
$144,799
Median Home Value (city)
$441,200
Median Listing Price (Shelby County)
$250,000
Median Gross Rent
$1,760/mo
Price Trend (YoY)
-19.6%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Germantown different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Germantown's median home value — across all owner-occupied homes, not just recent sales — at $441,200. Separately, Shelby County's current median listing price (via Realtor.com data, 2026-06-01) runs $250,000. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Shelby County's FHFA house price index shows a -0.1% annual change in 2025.
Population & Income
Germantown has an estimated population of 40,812 and a median household income of $144,799, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Germantown's Census-reported median home value works out to about 3.0x the area's median household income, and median gross rent runs roughly 15% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Germantown
County guide: Shelby County — cities, market context, and local resources for the county that includes Germantown.
USAHouses.com also helps visitors looking in nearby Shelby County and other Tennessee communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Collierville, Memphis, Bartlett, Lakeland, Arlington, Millington.
Collierville market data
Nearby city · ~5.3 mi
Memphis market data
Nearby city · ~10.7 mi
Bartlett market data
Nearby city · ~10.7 mi
Lakeland market data
Nearby city · ~12.9 mi
Arlington market data
Nearby city · ~13.6 mi
Millington market data
Nearby city · ~18.6 mi
More Tennessee cities with market guides: Clarksville, Murfreesboro, Franklin, Johnson City, Jackson, Hendersonville, Kingsport, Smyrna.
Clarksville market data
Same-state city guide
Murfreesboro market data
Same-state city guide
Franklin market data
Same-state city guide
Johnson City market data
Same-state city guide
Jackson market data
Same-state city guide
Hendersonville market data
Same-state city guide
Kingsport market data
Same-state city guide
Smyrna market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Piperton (~10.0 mi), Rossville (~13.0 mi), Oakland (~17.0 mi), Gallaway (~19.2 mi), Moscow (~22.7 mi), Braden (~23.1 mi), Williston (~23.6 mi), Atoka (~23.8 mi), Munford (~25.0 mi), Somerville (~25.2 mi), Mason (~26.6 mi), Brighton (~27.7 mi), La Grange (~30.7 mi), Randolph (~30.7 mi), Gilt Edge (~31.4 mi), Burlison (~32.8 mi).
New construction: New homes near Germantown (Chattanooga) · New homes near Germantown (Knoxville) · Tennessee new construction.
ZIP codes
ZIP codes for Germantown
Census & home facts
Germantown data from published sources
Population (ACS 2023)
40,812
Median home value (ACS 2023)
$441,200
Median household income (ACS 2023)
$144,799
Median gross rent (ACS 2023)
$1,760
County FHFA annual change (2025)
-0.1%
County median listing price (FRED/Realtor.com) (2026-06-01)
$250,000
Census place type
city
County
Shelby County
Land area (Census Gazetteer 2024)
20.00 sq mi
Census GEOID
4728960
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Germantown
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Villages at Southbranch ↗
D.R. Horton · Olive Branch, Mississippi · ~9.6 mi · from $354,990
Chickasaw Trails ↗
D.R. Horton · Byhalia, Mississippi · ~11.2 mi · from $240,990
Cayce Pointe ↗
D.R. Horton · Byhalia, Mississippi · ~13.0 mi · from $274,990
Twin Lakes ↗
D.R. Horton · Byhalia, Mississippi · ~15.0 mi · from $296,990
Indian Oaks ↗
D.R. Horton · Byhalia, Mississippi · ~16.8 mi · from $298,990
Local life
Life in Germantown
Schools
Memphis-Shelby County Schools — 222 schools, 109,797 students enrolled, per the U.S. Department of Education's Common Core of Data. Shelby addresses may be served by Memphis-Shelby County Schools, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Germantown FAQ
What are houses worth in Germantown, TN?
The Census Bureau's American Community Survey puts the median value of houses in Germantown at $441,200. Shelby County's current median listing price runs $250,000, down about 19.6% over the past year.
How much do houses cost in Germantown, TN?
For owner-occupied houses in Germantown, Census ACS data shows a median value of $441,200. Active listing prices in Shelby County may differ — see the market snapshot above.
What types of houses are in Germantown, TN?
Germantown houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Shelby County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Germantown, TN?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Germantown's population at approximately 40,812.
What's the median rent in Germantown, TN?
The Census ACS estimates median gross rent in Germantown at approximately $1,760 per month.
What is the median household income in Germantown, TN?
Census ACS data puts the median household income in Germantown at approximately $144,799.
Is the Germantown housing market growing?
Shelby County's FHFA house price index shows a -0.1% annual change in 2025.
Is Germantown, TN affordable relative to income?
Census ACS data puts Germantown's median home value at about 3.0 times the median household income, with median gross rent equal to roughly 15% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Germantown, TN?
Manifest and public school-directory data suggest Memphis-Shelby County Schools for many Germantown addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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