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Call/text (707) 474-8855Morro Bay, CA · Houses & Market Data
Houses in Morro Bay, CA (San Luis Obispo County) — Census median home value $864,900, county listing prices up about 3.3% over the past year. Market data for Morro Bay houses and the broader area.
Morro Bay, CA is in San Luis Obispo County, California — this guide covers houses in Morro Bay and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 10,717, with a median household income of $92,553. Census data puts the median value of houses in Morro Bay at $864,900.
Info from government sites and builders may have provided source info.
Market overview
Morro Bay is in San Luis Obispo County, California. Manifest Census and county price-trend data provide baseline context for houses in Morro Bay and the surrounding county market.
$864,900
10,717
$92,553
3.29% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
10,717
San Luis Obispo County
$92,553
$864,900
$1,820/mo
+3.3%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
Local resources
Licensed in California (DRE #01956840). Call or text for a direct answer on local listings, pricing, or new construction.
Call/text (707) 474-8855Estimate a comfortable price range in under a minute, then connect with a lender for real numbers.
Rough estimate only (28% of income toward housing, ~6.5% illustrative rate, 30-year term) — not a loan offer or pre-qualification. Connect with a lender for real numbers →
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Advertise here →Why Morro Bay
The Census Bureau's American Community Survey (2023 5-year estimate) puts Morro Bay's median home value — across all owner-occupied homes, not just recent sales — at $864,900.
San Luis Obispo County's FHFA house price index shows a 3.29% annual change in 2025.
Morro Bay has an estimated population of 10,717 and a median household income of $92,553, per the Census Bureau's American Community Survey (2023 5-year estimate).
Morro Bay's Census-reported median home value works out to about 9.3x the area's median household income, and median gross rent runs roughly 24% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
County guide: San Luis Obispo County — cities, market context, and local resources for the county that includes Morro Bay.
USAHouses.com also helps visitors looking in nearby San Luis Obispo County and other California communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Los Osos, Cayucos, California Polytechnic State University, Atascadero, San Luis Obispo, Avila Beach, Garden Farms, Santa Margarita, Templeton, Los Ranchos, Cambria, Edna, Pismo Beach, El Paso de Robles (Paso Robles), Grover Beach, Creston.
More California cities with market guides: San Jose, Long Beach, Oakland, Bakersfield, Anaheim, Stockton, Santa Ana, Fremont.
Adjacent-county Census places with USAHouses.com pages: Guadalupe (~32.4 mi), Bradley (~34.5 mi), Santa Maria (~38.4 mi), Casmalia (~41.2 mi), Lockwood (~41.3 mi), Orcutt (~42.6 mi), San Ardo (~45.4 mi), Garey (~45.7 mi), Sisquoc (~47.6 mi), Fort Hunter Liggett (~47.9 mi), Vandenberg AFB (~48.7 mi), Vandenberg Village (~50.8 mi), Mission Hills (~52.7 mi), San Lucas (~53.3 mi), Lompoc (~53.6 mi), Los Alamos (~54.7 mi).
New construction: New homes near Morro Bay (American Canyon) · New homes near Morro Bay (Anaheim) · California new construction.
Census & home facts
10,717
$864,900
$92,553
$1,820
3.29%
city
San Luis Obispo County
5.34 sq mi
0649362
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Local life
Lucia Mar Unified — 19 schools, 9,591 students enrolled, per the U.S. Department of Education's Common Core of Data. San Luis Obispo addresses may be served by Lucia Mar Unified, but attendance zones vary by street — confirm assigned schools with the district before making a move.
Builders: feature your communities in front of Morro Bay buyers — learn about advertising ↗
Want to own this market? Ask about our Morro Bay domains — see available domains ↗
Common questions
The Census Bureau's American Community Survey puts the median value of houses in Morro Bay at $864,900.
For owner-occupied houses in Morro Bay, Census ACS data shows a median value of $864,900. Active listing prices in San Luis Obispo County may differ — see the market snapshot above.
Morro Bay houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding San Luis Obispo County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Morro Bay's population at approximately 10,717.
The Census ACS estimates median gross rent in Morro Bay at approximately $1,820 per month.
Census ACS data puts the median household income in Morro Bay at approximately $92,553.
San Luis Obispo County's FHFA house price index shows a 3.29% annual change in 2025.
Census ACS data puts Morro Bay's median home value at about 9.3 times the median household income, with median gross rent equal to roughly 24% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
Manifest and public school-directory data suggest Lucia Mar Unified for many Morro Bay addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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