Callaway, FL · Houses & Market Data

Callaway, Florida houses and real estate market data.

Houses in Callaway, FL (Bay County) — Census median home value $215,300, county listing prices down about 5.7% over the past year. Market data for Callaway houses and the broader area.

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Callaway, FL is in Bay County, Florida — this guide covers houses in Callaway and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 13,297, with a median household income of $69,388. Census data puts Callaway houses at a median value of $215,300 (all owner-occupied homes); Bay County's current median listing price runs $404,688, down about 5.7% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Callaway housing market

Callaway is in Bay County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Callaway and the surrounding county market.

Median home value (Census ACS)

$215,300

Population (Census ACS)

13,297

Median household income

$69,388

County price trend (2025)

2.42% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Callaway market snapshot

Population

13,297

County

Bay County

Median Household Income

$69,388

Median Home Value (city)

$215,300

Median Listing Price (Bay County)

$404,688

Median Gross Rent

$1,319/mo

Price Trend (YoY)

-5.7%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Callaway

What makes Callaway different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Callaway's median home value — across all owner-occupied homes, not just recent sales — at $215,300. Separately, Bay County's current median listing price (via Realtor.com data, 2026-06-01) runs $404,688. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Bay County's FHFA house price index shows a 2.42% annual change in 2025.

Population & Income

Callaway has an estimated population of 13,297 and a median household income of $69,388, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Callaway's Census-reported median home value works out to about 3.1x the area's median household income, and median gross rent runs roughly 23% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Callaway

County guide: Bay County — cities, market context, and local resources for the county that includes Callaway.

USAHouses.com also helps visitors looking in nearby Bay County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Parker, Tyndall AFB, Springfield, Cedar Grove, Panama City, Lynn Haven, Pretty Bayou, Lower Grand Lagoon, Upper Grand Lagoon, Southport, Mexico Beach, Panama City Beach, Laguna Beach.

More Florida cities with market guides: St. Petersburg, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs.

Adjacent-county Census places with USAHouses.com pages: Wewahitchka (~21.4 mi), Port St. Joe (~25.9 mi), Ebro (~29.1 mi), Vernon (~34.5 mi), Sumatra (~34.7 mi), Wausau (~34.8 mi), Blountstown (~37.0 mi), Lake Mystic (~37.8 mi), Altha (~39.6 mi), Bristol (~39.7 mi), Chipley (~44.6 mi), Caryville (~47.2 mi), Hosford (~48.0 mi).

New construction: New homes near Callaway (Apopka) · New homes near Callaway (Belleview) · Florida new construction.

ZIP codes

ZIP codes for Callaway

See all ZIP codes in Bay County →

Census & home facts

Callaway data from published sources

Population (ACS 2023)

13,297

Median home value (ACS 2023)

$215,300

Median household income (ACS 2023)

$69,388

Median gross rent (ACS 2023)

$1,319

County FHFA annual change (2025)

2.42%

County median listing price (FRED/Realtor.com) (2026-06-01)

$404,688

Census place type

city

County

Bay County

Land area (Census Gazetteer 2024)

9.41 sq mi

Census GEOID

1209725

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Callaway

Schools

BAY — 49 schools, 27,324 students enrolled, per the U.S. Department of Education's Common Core of Data. Bay addresses may be served by BAY, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Callaway FAQ

What are houses worth in Callaway, FL?

The Census Bureau's American Community Survey puts the median value of houses in Callaway at $215,300. Bay County's current median listing price runs $404,688, down about 5.7% over the past year.

How much do houses cost in Callaway, FL?

For owner-occupied houses in Callaway, Census ACS data shows a median value of $215,300. Active listing prices in Bay County may differ — see the market snapshot above.

What types of houses are in Callaway, FL?

Callaway houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Bay County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Callaway, FL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Callaway's population at approximately 13,297.

What's the median rent in Callaway, FL?

The Census ACS estimates median gross rent in Callaway at approximately $1,319 per month.

What is the median household income in Callaway, FL?

Census ACS data puts the median household income in Callaway at approximately $69,388.

Is the Callaway housing market growing?

Bay County's FHFA house price index shows a 2.42% annual change in 2025.

Is Callaway, FL affordable relative to income?

Census ACS data puts Callaway's median home value at about 3.1 times the median household income, with median gross rent equal to roughly 23% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Callaway, FL?

Manifest and public school-directory data suggest BAY for many Callaway addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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