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Text (352) 352-5665Lower Grand Lagoon, FL · Houses & Market Data
Lower Grand Lagoon, Florida houses and real estate market data.
Houses in Lower Grand Lagoon, FL (Bay County) — Census median home value $347,300, county listing prices down about 5.7% over the past year. Market data for Lower Grand Lagoon houses and the broader area.
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Lower Grand Lagoon, FL is in Bay County, Florida — this guide covers houses in Lower Grand Lagoon and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 4,305, with a median household income of $77,639. Census data puts Lower Grand Lagoon houses at a median value of $347,300 (all owner-occupied homes); Bay County's current median listing price runs $404,688, down about 5.7% over the past year.
Info from government sites and builders may have provided source info.
Market overview
Lower Grand Lagoon housing market
Lower Grand Lagoon is in Bay County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Lower Grand Lagoon and the surrounding county market.
Median home value (Census ACS)
$347,300
Population (Census ACS)
4,305
Median household income
$77,639
County price trend (2025)
2.42% YoY
Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.
At a glance
Lower Grand Lagoon market snapshot
Population
4,305
County
Bay County
Median Household Income
$77,639
Median Home Value (city)
$347,300
Median Listing Price (Bay County)
$404,688
Median Gross Rent
$1,235/mo
Price Trend (YoY)
-5.7%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About
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What makes Lower Grand Lagoon different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Lower Grand Lagoon's median home value — across all owner-occupied homes, not just recent sales — at $347,300. Separately, Bay County's current median listing price (via Realtor.com data, 2026-06-01) runs $404,688. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Bay County's FHFA house price index shows a 2.42% annual change in 2025.
Population & Income
Lower Grand Lagoon has an estimated population of 4,305 and a median household income of $77,639, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Lower Grand Lagoon's Census-reported median home value works out to about 4.5x the area's median household income, and median gross rent runs roughly 19% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
Nearby
Places around Lower Grand Lagoon
County guide: Bay County — cities, market context, and local resources for the county that includes Lower Grand Lagoon.
USAHouses.com also helps visitors looking in nearby Bay County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.
Nearby communities include Upper Grand Lagoon, Pretty Bayou, Panama City, Cedar Grove, Springfield, Parker, Lynn Haven, Panama City Beach, Tyndall AFB, Southport, Callaway, Laguna Beach, Mexico Beach.
Upper Grand Lagoon market data
Nearby city · ~2.2 mi
Pretty Bayou market data
Nearby city · ~5.1 mi
Panama City market data
Nearby city · ~5.2 mi
Cedar Grove market data
Nearby city · ~7.9 mi
Springfield market data
Nearby city · ~9.1 mi
Parker market data
Nearby city · ~9.1 mi
Lynn Haven market data
Nearby city · ~9.3 mi
Panama City Beach market data
Nearby city · ~9.7 mi
Tyndall AFB market data
Nearby city · ~9.9 mi
Southport market data
Nearby city · ~11.8 mi
Callaway market data
Nearby city · ~12.2 mi
Laguna Beach market data
Nearby city · ~14.2 mi
Mexico Beach market data
Nearby city · ~24.5 mi
More Florida cities with market guides: St. Petersburg, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs.
St. Petersburg market data
Same-state city guide
Hialeah market data
Same-state city guide
Fort Lauderdale market data
Same-state city guide
Pembroke Pines market data
Same-state city guide
Hollywood market data
Same-state city guide
Gainesville market data
Same-state city guide
Miramar market data
Same-state city guide
Coral Springs market data
Same-state city guide
Adjacent-county Census places with USAHouses.com pages: Ebro (~21.7 mi), Vernon (~32.6 mi), Wewahitchka (~33.6 mi), Port St. Joe (~34.8 mi), Wausau (~35.3 mi), Caryville (~43.8 mi), Chipley (~45.5 mi), Sumatra (~46.8 mi), Blountstown (~47.0 mi), Altha (~47.7 mi), Lake Mystic (~48.5 mi), Bristol (~50.2 mi), Hosford (~59.1 mi).
New construction: New homes near Lower Grand Lagoon (Apopka) · New homes near Lower Grand Lagoon (Belleview) · Florida new construction.
Census & home facts
Lower Grand Lagoon data from published sources
Population (ACS 2023)
4,305
Median home value (ACS 2023)
$347,300
Median household income (ACS 2023)
$77,639
Median gross rent (ACS 2023)
$1,235
County FHFA annual change (2025)
2.42%
County median listing price (FRED/Realtor.com) (2026-06-01)
$404,688
Census place type
CDP
County
Bay County
Land area (Census Gazetteer 2024)
2.09 sq mi
Census GEOID
1241562
Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.
NewUSAHouses.com communities
Closest verified new-home communities near Lower Grand Lagoon
Availability and pricing are controlled by the builder and may change; confirm with the builder.
Sanctuary Beach ↗
D.R. Horton · Panama City Beach, Florida · ~2.1 mi · from $409,900
Coral Cove ↗
Fischer Homes · Panama City Beach, Florida · ~3.8 mi · from $359,995
Breakfast Point East Phase II ↗
D.R. Horton · Panama City Beach, Florida · ~4.3 mi · from $468,498
Caballeros Estates At Hombre ↗
D.R. Horton · Panama City Beach, Florida · ~4.4 mi · from $434,889
Breakfast Point East ↗
Fischer Homes · Panama City Beach, Florida · ~5.0 mi · from $459,995
Local life
Life in Lower Grand Lagoon
Schools
BAY — 49 schools, 27,324 students enrolled, per the U.S. Department of Education's Common Core of Data. Bay addresses may be served by BAY, but attendance zones vary by street — confirm assigned schools with the district before making a move.
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Common questions
Lower Grand Lagoon FAQ
What are houses worth in Lower Grand Lagoon, FL?
The Census Bureau's American Community Survey puts the median value of houses in Lower Grand Lagoon at $347,300. Bay County's current median listing price runs $404,688, down about 5.7% over the past year.
How much do houses cost in Lower Grand Lagoon, FL?
For owner-occupied houses in Lower Grand Lagoon, Census ACS data shows a median value of $347,300. Active listing prices in Bay County may differ — see the market snapshot above.
What types of houses are in Lower Grand Lagoon, FL?
Lower Grand Lagoon houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Bay County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.
What is the population of Lower Grand Lagoon, FL?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Lower Grand Lagoon's population at approximately 4,305.
What's the median rent in Lower Grand Lagoon, FL?
The Census ACS estimates median gross rent in Lower Grand Lagoon at approximately $1,235 per month.
What is the median household income in Lower Grand Lagoon, FL?
Census ACS data puts the median household income in Lower Grand Lagoon at approximately $77,639.
Is the Lower Grand Lagoon housing market growing?
Bay County's FHFA house price index shows a 2.42% annual change in 2025.
Is Lower Grand Lagoon, FL affordable relative to income?
Census ACS data puts Lower Grand Lagoon's median home value at about 4.5 times the median household income, with median gross rent equal to roughly 19% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
What school district serves Lower Grand Lagoon, FL?
Manifest and public school-directory data suggest BAY for many Lower Grand Lagoon addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.
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