Flat Top Mountain, TN · Houses & Market Data

Flat Top Mountain, Tennessee houses and real estate market data.

Houses in Flat Top Mountain, TN (Hamilton County) — Census median home value $538,300, county listing prices down about 4.6% over the past year. Market data for Flat Top Mountain houses and the broader area.

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Flat Top Mountain, TN is in Hamilton County, Tennessee — this guide covers houses in Flat Top Mountain and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 1,052, with a median household income of $118,766. Census data puts Flat Top Mountain houses at a median value of $538,300 (all owner-occupied homes); Hamilton County's current median listing price runs $419,900, down about 4.6% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Flat Top Mountain housing market

Flat Top Mountain is in Hamilton County, Tennessee. Manifest Census and county price-trend data provide baseline context for houses in Flat Top Mountain and the surrounding county market.

Median home value (Census ACS)

$538,300

Population (Census ACS)

1,052

Median household income

$118,766

County price trend (2025)

1.76% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Flat Top Mountain market snapshot

Population

1,052

County

Hamilton County

Median Household Income

$118,766

Median Home Value (city)

$538,300

Median Listing Price (Hamilton County)

$419,900

Median Gross Rent

$-666,666,666/mo

Price Trend (YoY)

-4.6%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

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Why Flat Top Mountain

What makes Flat Top Mountain different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Flat Top Mountain's median home value — across all owner-occupied homes, not just recent sales — at $538,300. Separately, Hamilton County's current median listing price (via Realtor.com data, 2026-06-01) runs $419,900. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Hamilton County's FHFA house price index shows a 1.76% annual change in 2025.

Population & Income

Flat Top Mountain has an estimated population of 1,052 and a median household income of $118,766, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Flat Top Mountain's Census-reported median home value works out to about 4.5x the area's median household income, and median gross rent runs roughly -6735935% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Flat Top Mountain

County guide: Hamilton County — cities, market context, and local resources for the county that includes Flat Top Mountain.

USAHouses.com also helps visitors looking in nearby Hamilton County and other Tennessee communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Mowbray Mountain, Soddy-Daisy, Sale Creek, Lakesite, Middle Valley, Falling Water, Fairmount, Walden, Harrison, Signal Mountain, Red Bank, Chattanooga, Ooltewah, Ridgeside, Collegedale, East Ridge.

More Tennessee cities with market guides: Clarksville, Murfreesboro, Franklin, Johnson City, Jackson, Hendersonville, Bartlett, Kingsport.

Adjacent-county Census places with USAHouses.com pages: Graysville (~10.7 mi), Dunlap (~11.0 mi), Lone Oak (~13.1 mi), Dayton (~15.6 mi), Hopewell (~17.4 mi), Powells Crossroads (~19.0 mi), Griffith Creek (~19.3 mi), McDonald (~19.6 mi), Whitwell (~20.5 mi), Cleveland (~21.3 mi), South Cleveland (~22.5 mi), East Cleveland (~23.1 mi), Charleston (~25.0 mi), Wildwood Lake (~26.1 mi), Sequatchie (~27.1 mi), Whiteside (~28.4 mi).

New construction: New homes near Flat Top Mountain (Chattanooga) · New homes near Flat Top Mountain (Knoxville) · Tennessee new construction.

ZIP codes

ZIP codes for Flat Top Mountain

See all ZIP codes in Hamilton County →

Census & home facts

Flat Top Mountain data from published sources

Population (ACS 2023)

1,052

Median home value (ACS 2023)

$538,300

Median household income (ACS 2023)

$118,766

County FHFA annual change (2025)

1.76%

County median listing price (FRED/Realtor.com) (2026-06-01)

$419,900

Census place type

CDP

County

Hamilton County

Land area (Census Gazetteer 2024)

17.32 sq mi

Census GEOID

4726490

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Flat Top Mountain

Schools

Hamilton County — 81 schools, 45,902 students enrolled, per the U.S. Department of Education's Common Core of Data. Hamilton addresses may be served by Hamilton County, but attendance zones vary by street — confirm assigned schools with the district before making a move.

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Common questions

Flat Top Mountain FAQ

What are houses worth in Flat Top Mountain, TN?

The Census Bureau's American Community Survey puts the median value of houses in Flat Top Mountain at $538,300. Hamilton County's current median listing price runs $419,900, down about 4.6% over the past year.

How much do houses cost in Flat Top Mountain, TN?

For owner-occupied houses in Flat Top Mountain, Census ACS data shows a median value of $538,300. Active listing prices in Hamilton County may differ — see the market snapshot above.

What types of houses are in Flat Top Mountain, TN?

Flat Top Mountain houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Hamilton County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Flat Top Mountain, TN?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Flat Top Mountain's population at approximately 1,052.

What's the median rent in Flat Top Mountain, TN?

The Census ACS estimates median gross rent in Flat Top Mountain at approximately $-666,666,666 per month.

What is the median household income in Flat Top Mountain, TN?

Census ACS data puts the median household income in Flat Top Mountain at approximately $118,766.

Is the Flat Top Mountain housing market growing?

Hamilton County's FHFA house price index shows a 1.76% annual change in 2025.

Is Flat Top Mountain, TN affordable relative to income?

Census ACS data puts Flat Top Mountain's median home value at about 4.5 times the median household income, with median gross rent equal to roughly -6735935% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Flat Top Mountain, TN?

Manifest and public school-directory data suggest Hamilton County for many Flat Top Mountain addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

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