McSwain, CA · Market Data

McSwain, California real estate market data.

Real estate market data for McSwain, CA (Merced County) — Census median home value $639,800, county listing prices up about 0.8% over the past year.

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McSwain, CA is in Merced County, California — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 5,556, with a median household income of $140,173. Census data puts McSwain's median home value at $639,800.

At a glance

McSwain market snapshot

Population

5,556

Median Household Income

$140,173

Median Home Value (city)

$639,800

Median Gross Rent

$1,205/mo

Price Trend (YoY)

+0.8%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗

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Why McSwain

What makes McSwain different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts McSwain's median home value — across all owner-occupied homes, not just recent sales — at $639,800.

County Price Trend

Merced County's FHFA house price index shows a 0.79% annual change in 2025.

Population & Income

McSwain has an estimated population of 5,556 and a median household income of $140,173, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

McSwain's Census-reported median home value works out to about 4.6x the area's median household income, and median gross rent runs roughly 10% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

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Common questions

McSwain FAQ

What are home values like in McSwain, CA?

The Census Bureau's American Community Survey puts McSwain's median home value at $639,800.

What is the population of McSwain, CA?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts McSwain's population at approximately 5,556.

What's the median rent in McSwain, CA?

The Census ACS estimates median gross rent in McSwain at approximately $1,205 per month.

What is the median household income in McSwain, CA?

Census ACS data puts the median household income in McSwain at approximately $140,173.

Is the McSwain housing market growing?

Merced County's FHFA house price index shows a 0.79% annual change in 2025.

Is McSwain, CA affordable relative to income?

Census ACS data puts McSwain's median home value at about 4.6 times the median household income, with median gross rent equal to roughly 10% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

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