Fernandina Beach, FL · Houses & Market Data

Fernandina Beach, Florida houses and real estate market data.

Houses in Fernandina Beach, FL (Nassau County) — Census median home value $483,700, county listing prices down about 6.3% over the past year. Market data for Fernandina Beach houses and the broader area.

I'm buying in Fernandina Beach → I'm selling / what's my home worth? →
554 Keys Blvd Clearlake Oaks CA Lake Home For Sale Canal View
FEATURED LISTING: WATERFRONT LAKE HOME FOR SALE
Clearlake Oaks Canal-Front Oasis
$425,000 • 3 Beds • 2 Baths • 1,204 Sq Ft
554 Keys, Clearlake Oaks, CA 95423
Luxury Living Lake Lifestyle – Deep Water Access to Clear Lake: PAID-OFF SOLAR • 10-Ft Concrete Seawall • Double Boat Lifts & Private Dock • Hot Tub • Mini-Split HVAC • Close to SF Bay / Wine Country • Cleanest Air in America (Lake County CA) • Spacious Patio and Deck • Open Floor Plan • RV/Boat Parking • Want the Boats? • Make Offer ASAP This Lake Home For Sale in California won't last!
*Listed by Scott Brown, eXp Realty of California, Inc. DRE #01956840. Inquiries delivered directly to listing agent. Search.USAHouses.com*
Contact Agent Direct:
Scott Brown - eXp Realty
Scott@USAHouses.com
Call/Text (707) 474-8855
Click Anywhere on Ad for More Info / Listing Page

Fernandina Beach, FL is in Nassau County, Florida — this guide covers houses in Fernandina Beach and the whole local market: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 13,239, with a median household income of $92,535. Census data puts Fernandina Beach houses at a median value of $483,700 (all owner-occupied homes); Nassau County's current median listing price runs $587,725, down about 6.3% over the past year.

Info from government sites and builders may have provided source info.

Market overview

Fernandina Beach housing market

Fernandina Beach is in Nassau County, Florida. Manifest Census and county price-trend data provide baseline context for houses in Fernandina Beach and the surrounding county market.

Median home value (Census ACS)

$483,700

Population (Census ACS)

13,239

Median household income

$92,535

County price trend (2025)

0.91% YoY

Population, income, and median home value from the project batch manifest (Census ACS 2023 5-year). County price trend from FHFA county HPI when present in the manifest row.

At a glance

Fernandina Beach market snapshot

Population

13,239

County

Nassau County

Median Household Income

$92,535

Median Home Value (city)

$483,700

Median Listing Price (Nassau County)

$587,725

Median Gross Rent

$1,581/mo

Price Trend (YoY)

-6.3%

Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. See About

Local resources

Get help buying or selling in Fernandina Beach

Featured local agent

Scott Brown — eXp Realty

Licensed in Florida (#3641772). Text for the fastest response — call routing to this number is still being confirmed.

Text (352) 352-5665

What can I afford?

Estimate a comfortable price range in under a minute, then connect with a lender for real numbers.

Rough estimate only (28% of income toward housing, ~6.5% illustrative rate, 30-year term) — not a loan offer or pre-qualification. Connect with a lender for real numbers →

Open

Advertise to local buyers

Lenders, inspectors, movers, and other local pros — this spot is open.

Advertise here →

Why Fernandina Beach

What makes Fernandina Beach different

Home Value, By Source

The Census Bureau's American Community Survey (2023 5-year estimate) puts Fernandina Beach's median home value — across all owner-occupied homes, not just recent sales — at $483,700. Separately, Nassau County's current median listing price (via Realtor.com data, 2026-06-01) runs $587,725. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.

County Price Trend

Nassau County's FHFA house price index shows a 0.91% annual change in 2025.

Population & Income

Fernandina Beach has an estimated population of 13,239 and a median household income of $92,535, per the Census Bureau's American Community Survey (2023 5-year estimate).

Affordability Snapshot

Fernandina Beach's Census-reported median home value works out to about 5.2x the area's median household income, and median gross rent runs roughly 21% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.

Nearby

Places around Fernandina Beach

County guide: Nassau County — cities, market context, and local resources for the county that includes Fernandina Beach.

USAHouses.com also helps visitors looking in nearby Nassau County and other Florida communities. Some locations may not yet have dedicated pages, but many licensed professionals in this region assist surrounding communities.

Nearby communities include Yulee, Callahan, Nassau Village-Ratliff, Hilliard.

More Florida cities with market guides: St. Petersburg, Hialeah, Fort Lauderdale, Pembroke Pines, Hollywood, Gainesville, Miramar, Coral Springs.

Adjacent-county Census places with USAHouses.com pages: Atlantic Beach (~22.3 mi), Neptune Beach (~24.1 mi), Jacksonville (~25.5 mi), Jacksonville Beach (~26.9 mi), Palm Valley (~31.8 mi), Sawgrass (~32.6 mi), Orange Park (~36.9 mi), Bellair-Meadowbrook Terrace (~37.1 mi), Baldwin (~39.4 mi), Nocatee (~39.7 mi), Fruit Cove (~40.1 mi), Oakleaf Plantation (~40.6 mi), Lakeside (~40.7 mi), Fleming Island (~41.6 mi), Asbury Lake (~46.6 mi), World Golf Village (~47.7 mi).

New construction: New homes near Fernandina Beach (Apopka) · New homes near Fernandina Beach (Belleview) · Florida new construction.

ZIP codes

ZIP codes for Fernandina Beach

See all ZIP codes in Nassau County →

Census & home facts

Fernandina Beach data from published sources

Population (ACS 2023)

13,239

Median home value (ACS 2023)

$483,700

Median household income (ACS 2023)

$92,535

Median gross rent (ACS 2023)

$1,581

County FHFA annual change (2025)

0.91%

County median listing price (FRED/Realtor.com) (2026-06-01)

$587,725

Census place type

city

County

Nassau County

Land area (Census Gazetteer 2024)

11.84 sq mi

Census GEOID

1222175

Census ACS, FHFA, and FRED figures are labeled with the year present in existing CSVs. Subject to change / confirm locally.

Local life

Life in Fernandina Beach

Schools

NASSAU — 22 schools, 12,668 students enrolled, per the U.S. Department of Education's Common Core of Data. Nassau addresses may be served by NASSAU, but attendance zones vary by street — confirm assigned schools with the district before making a move.

Reach Fernandina Beach buyers

Builders: feature your communities in front of Fernandina Beach buyers — learn about advertising ↗

Want to own this market? Ask about our Fernandina Beach domains — see available domains ↗

Common questions

Fernandina Beach FAQ

What are houses worth in Fernandina Beach, FL?

The Census Bureau's American Community Survey puts the median value of houses in Fernandina Beach at $483,700. Nassau County's current median listing price runs $587,725, down about 6.3% over the past year.

How much do houses cost in Fernandina Beach, FL?

For owner-occupied houses in Fernandina Beach, Census ACS data shows a median value of $483,700. Active listing prices in Nassau County may differ — see the market snapshot above.

What types of houses are in Fernandina Beach, FL?

Fernandina Beach houses include resale single-family homes, condos, mobile homes, and small multi-unit buildings, plus new construction in surrounding Nassau County communities where builders are active. The housing-stock section below uses Census ACS structure counts when available for this city.

What is the population of Fernandina Beach, FL?

The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Fernandina Beach's population at approximately 13,239.

What's the median rent in Fernandina Beach, FL?

The Census ACS estimates median gross rent in Fernandina Beach at approximately $1,581 per month.

What is the median household income in Fernandina Beach, FL?

Census ACS data puts the median household income in Fernandina Beach at approximately $92,535.

Is the Fernandina Beach housing market growing?

Nassau County's FHFA house price index shows a 0.91% annual change in 2025.

Is Fernandina Beach, FL affordable relative to income?

Census ACS data puts Fernandina Beach's median home value at about 5.2 times the median household income, with median gross rent equal to roughly 21% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.

What school district serves Fernandina Beach, FL?

Manifest and public school-directory data suggest NASSAU for many Fernandina Beach addresses, but attendance zones vary by street — verify your assigned schools with the district before making a move.

Search Fernandina Beach

Look up homes in Fernandina Beach

Search USAHouses.com places, or open verified new construction on NewUSAHouses.com.

New construction in Florida ↗

Get connected

Find your Fernandina Beach new home

Prices, availability, and incentives change weekly and don't always make it onto this page. Tell us your area, budget, and timeline and we'll point you to communities that fit — including options we track but haven't published here yet.

Get connected in Fernandina Beach

Get the Fernandina Beach market guide

Tell us what you're looking for — buy, sell, both, invest, rent, or you're an agent, builder, vendor, or advertiser. Include where you want to buy or sell and your address if relevant, and we'll route you to the right resource.

Buyer · Seller · Both · Investor · Renter · Agent/Broker · New Home Builder · Vendor/Service Pro · Advertiser · Other