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Text (352) 352-5665Fernandina Beach, FL · Market Data
Fernandina Beach, Florida real estate market data.
Real estate market data for Fernandina Beach, FL (Nassau County) — Census median home value $483,700, county listing prices down about 6.3% over the past year.
Fernandina Beach, FL is in Nassau County, Florida — covering the whole local market here: resale homes, condos, land, and new construction. The most recent Census estimate puts the population at 13,239, with a median household income of $92,535. Census data puts Fernandina Beach's median home value at $483,700 (all owner-occupied homes); Nassau County's current median listing price runs $587,725, down about 6.3% over the past year.
At a glance
Fernandina Beach market snapshot
Population
13,239
Median Household Income
$92,535
Median Home Value (city)
$483,700
Median Listing Price (Nassau County)
$587,725
Median Gross Rent
$1,581/mo
Price Trend (YoY)
-6.3%
Market data compiled from public sources; deemed reliable but not guaranteed; verify independently. Full source list ↗
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What makes Fernandina Beach different
Home Value, By Source
The Census Bureau's American Community Survey (2023 5-year estimate) puts Fernandina Beach's median home value — across all owner-occupied homes, not just recent sales — at $483,700. Separately, Nassau County's current median listing price (via Realtor.com data, 2026-06-01) runs $587,725. These cover different geography (city vs. county) and different measures (assessed value vs. active listings), which is why we show both rather than picking one — full source list on our data sources page.
County Price Trend
Nassau County's FHFA house price index shows a 0.91% annual change in 2025.
Population & Income
Fernandina Beach has an estimated population of 13,239 and a median household income of $92,535, per the Census Bureau's American Community Survey (2023 5-year estimate).
Affordability Snapshot
Fernandina Beach's Census-reported median home value works out to about 5.2x the area's median household income, and median gross rent runs roughly 21% of that same income on an annualized basis. Housing economists commonly flag a price-to-income ratio above 4x as historically elevated -- useful context, not a personal affordability verdict.
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Common questions
Fernandina Beach FAQ
What are home values like in Fernandina Beach, FL?
The Census Bureau's American Community Survey puts Fernandina Beach's median home value at $483,700. Nassau County's current median listing price runs $587,725, down about 6.3% over the past year.
What is the population of Fernandina Beach, FL?
The U.S. Census Bureau's American Community Survey (2023 5-year estimate) puts Fernandina Beach's population at approximately 13,239.
What's the median rent in Fernandina Beach, FL?
The Census ACS estimates median gross rent in Fernandina Beach at approximately $1,581 per month.
What is the median household income in Fernandina Beach, FL?
Census ACS data puts the median household income in Fernandina Beach at approximately $92,535.
Is the Fernandina Beach housing market growing?
Nassau County's FHFA house price index shows a 0.91% annual change in 2025.
Is Fernandina Beach, FL affordable relative to income?
Census ACS data puts Fernandina Beach's median home value at about 5.2 times the median household income, with median gross rent equal to roughly 21% of that income annually. This is a general benchmark, not a personal pre-qualification -- your own income, debt, and down payment determine what you can actually afford.
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